PROTECTING YOUR FUTURE TODAY

Customizing perfect insurance solutions is our passion. Yes, seriously.

Whether you’re a student, resident, fellow or in practice, we are driven to create the perfect insurance solution just for you.

Learn More

PROTECTING YOUR FUTURE TODAY

Customizing perfect insurance solutions is our passion. Yes, seriously.

Whether you’re a student, resident, fellow or in practice, we are driven to create the perfect insurance solution just for you.

Learn More

An Indian doctor stands in a hospital hallway discussing his patient's treatment with a female doctor. The man is holding a folder containing medical records and test results. He is smiling at his coworker as they consult the data.

INDEPENDENT ADVICE SINCE 1986

We believe in surpassing your expectations, not just meeting them.

Operating as an independent boutique agency since 1986, we protect current and future livelihoods — it’s not only the most important objective, it’s the only objective.

Learn More

INDEPENDENT ADVICE SINCE 1986

We believe in surpassing your expectations, not just meeting them.

Operating as an independent boutique agency since 1986, we protect current and future livelihoods — it’s not only the most important objective, it’s the only objective.

Learn More

DON’T WORRY, R&D HAS YOU COVERED

The most valuable asset is standing in your own two shoes.

Because all things depend on you, we make ourselves available when ever you are.

Learn More

Young man comforting a sad woman by holding hands

DON’T WORRY, R&D HAS YOU COVERED

The most valuable asset is standing in your own two shoes.

Because all things depend on you, we make ourselves available when ever you are.

Learn More

Specializing in insurance for health care practitioners…

We help design policies that fit the unique needs of health care practitioners at every stage.

Depending on where you’re at in your professional life, you’ll need a tailored insurance plan that meets your specific risk profile. R&D will help you manage the risks that life sometimes throws your way by tailoring an insurance portfolio that is just right for you before the risk arrives on your doorstep. Whether it’s disability, critical illness and / or life insurance, we have just the right insurance solution with your name on it.

We have strong alliances with a network of tax, legal, investment, and estate experts. We are licensed to practice in Manitoba, British Columbia, Alberta, Saskatchewan, Ontario, Nova Scotia, New Brunswick, and Newfoundland.

Learn More

Students, residents, fellows

We take the time to address all your questions and advise you based on what’s in YOUR best interest.

In Practice

We tailor our insurance solutions specifically for your unique needs to help reduce the risk of financial stress on you, your practice and your family.

Estate creation and wealth preservation

We’ll work with you and your trusted advisors to develop wealth transfer plans to preserve your estate for the next generation.

A class of attentive medical students listen to a mature female professor's lecture.

Doctor and residents examining patient in hospital room

Anesthetist Working In Operating Theatre Wearing Protecive Gear checking monitors while sedating patient before surgical procedure in hospital

Testimonials

My experience in dealing with R&D Insurance has been characterized by unwavering and unquestionable RESPECT.

-Dr. Marcus Blouw

Pulmonary and Critical Care Medicine

Working with Michael and David through R&D has made choosing an appropriate insurance for my personal situation very easy and I’ve learned a lot through the process …I’m extremely happy that I was connected to R&D and will continue to use their expertise throughout my career.

-Dr. Alisha Beaudoin

Radiology resident – University of Manitoba

David is a people person and is very interested in getting to know his clients so that he can advise them on the products and services that are best for them.

-Dr. Rizwan Manji

MD PhD FRCSC MBA, Max Rady College of Medicine, Dept of Surgery, Asper Clinical Research Institute, Associate Professor

My experience with R&D Insurance has been unequivocally positive. This is a business with lived values of care, compassion, expertise and advocacy. “Going above and beyond” is an apt descriptor of David and his team…and they do it with sincerity and genuineness.

-Dr. Calvin Bergen

Urgent Care Medicine

David and his team always go above and beyond. They provide services with a level of care, efficiency and thoroughness that exceeds anything else I’ve experienced. I’m so grateful to David for his years of knowledge and support.

-Dr. Catherine Carter

BSc, DC, Founder/Partner – Norfolk Chiropractic

I got the sense that I was in the hands of a pro who had my welfare at heart and who REALLY knew the life circumstances of medical professionals.

-Dr. Kelly S MacDonald

MD FRCPC, Professor of Medicine, Infectious Diseases Specialist – University of Manitoba

I can’t say enough wonderful things about Jona…Jona is highly personable, motivating, and skilled at creating a comfortable environment for her clients. She keeps her programs challenging, but fun and innovative…Every workout with Jona is the best investment in me! I am so grateful to Jona and the R&D team for this client benefit.

-Dr. Lesley Ritchie

C. Psych, ABPP-CN, Clinical & Sports Neuropsychology

David was an utterly dependable and indispensable advisor and advocate as I made my way through the LTD claims process. His team have provided exemplary service since the very start.

-Dr. E

At Claim Time – Let us be your hired muscle!

Going it alone at claim time can put you at a significant disadvantage. R&D’s commitment to you is that we will advocate for you at claim time, at no cost. We will make certain that you will have any and all legitimate claims paid by navigating the claims process on your behalf. If you like us at time of purchase, you’re going to love us at time of claim.