R&D Insurance Agency

ABOUT US

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We plan for the worst case scenarios, so that you don’t have to.

We’re passionate about insurance! Want to know why? Because we care about you and the people who count on you. 

We realize that  many people can feel overwhelmed at the idea of insurance. Leave that to us — we want you to feel relaxed, knowing that you’re in good hands when you choose R&D Insurance Agency. 

Traditional Service, Modern Delivery.


With 35-plus years of experience we’ve got you — especially at the worst times — which is exactly when you need us the most. 

Back in 1986, David Erenberg decided that rather than becoming a doctor, he would go in to the business of protecting doctor’s livelihoods. R&D Insurance Agency, named for Ronda and David Erenberg, has grown from a single practitioner insurance agency to a multi practitioner thriving insurance advisory that caters to over 1200 medical and health care professionals across Canada.

Founded on the core principle of always doing what is right for the client, and putting them first, today’s R&D team delivers modern convenience and easy communication. The R&D team meets you where you’re at – whether you’re new to needing insurance or simply looking for the best insurance partner – we’re here for you.

We’re more than an insurance brokerage, we are your life’s advisors, and often for life. We take the time to listen and really get to know you, completing a 360 degree assessment to learn about your needs. Nobody wants to think of what can go wrong, but as you likely know yourself — bad things can and do happen to good people. We know the probabilities, because over the last 35-plus years, there isn’t much we haven’t seen.

From physicians, dentists, chiropractors, and health care practitioners of varying pedigree – we have the breadth of knowledge and experience to customize a protective shell around you, your family and your practice. 

Despite the best intentions and the most well-laid plans, sh*t happens. And when it does, it can be the worst day of your life. Just know, if that worst case scenario becomes your reality, R&D is 100% in your YOUR corner. We advocate for you, ensuring your insurance coverage is honoured and you and your life’s circle is taken care of. We leave the fine print where it belongs – away from you.

We’re available whenever you are, 7 days a week. We often joke with our clients that we have a life sentence, and who better appreciates that than you. Whether it’s today or in five years — we’re not going anywhere, we’re here for you. 

Our Commitment
“You’re the type of person who’s already committed to taking care of others as your life’s work. Similarly, we’re completely committed to taking care of you as our life’s work. We know that helping someone has a lot to do with paying close attention to the minutiae. That’s how we’ll arrive at the best insurance plan, tailored just for you.”
-David Erenberg, Founder
Photo of David

WE BELIEVE…

At R&D Insurance Agency we think of ourselves as being different by adhering to the following beliefs:

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We believe in a code of conduct, not a dress code.

We are dedicated, hands-on and available around the clock.

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We believe trust must be earned, it’s not a privilege that is due.

We are defenders of families and livelihoods.

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We believe in surpassing our clients’ expectations, not just meeting them.

We are all-in when it comes to listening and understanding your needs.

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We believe in outcomes, not promises.

We are 100% in your corner and will fight for what’s right.

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We believe protecting livelihoods is not just the most important objective, it is the only objective

We are confident our 360º assessment will result in a tailored plan.

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We believe that your most valuable asset is standing in your own two shoes

We are creative and care about our clients — we can’t wait to meet you.

WE BELIEVE…

At R&D Insurance Agency we think of ourselves as being different by adhering to the following beliefs:

24 clock

We believe in a code of conduct, not a dress code.

We are dedicated, hands-on and available around the clock.

family icon

We believe trust must be earned, it’s not a privilege that is due.

We are defenders of families and livelihoods.

growth lines icon

We believe in surpassing our clients’ expectations, not just meeting them.

We are all-in when it comes to listening and understanding your needs.

arrow around a person icon

We believe in outcomes, not promises.

We are 100% in your corner and will fight for what’s right.

growth lines icon

We believe protecting livelihoods is not the most important objective, it is the only objective.

We are confident our 360º assessment will result in a tailored plan.

paint brush icon

We also believe that your most valuable asset is standing in your own two shoes.

We are creative and care about our clients — we can’t wait to meet you.