{"id":3169,"date":"2023-06-27T09:51:08","date_gmt":"2023-06-27T14:51:08","guid":{"rendered":"https:\/\/rdinsurance.ca\/?page_id=3169"},"modified":"2023-07-06T10:56:53","modified_gmt":"2023-07-06T15:56:53","slug":"dentists-and-dental-specialists","status":"publish","type":"page","link":"https:\/\/rdinsurance.ca\/dentists-and-dental-specialists\/","title":{"rendered":"Dentists and Dental Specialists"},"content":{"rendered":"<style>.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id297_029a4c-fb{border-bottom:1px solid #10312b;}.kb-row-layout-id297_029a4c-fb > 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class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading plantin-reg\" id=\"Our-services\" style=\"font-size:20px;letter-spacing:4px\">OUR SERVICES <br>DENTISTS AND DENTAL SPECIALISTS<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large green-plus\"><img loading=\"lazy\" decoding=\"async\" width=\"343\" height=\"314\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Intersection-11.svg\" alt=\"\" class=\"wp-image-717\"\/><\/figure>\n\n\n<div class=\"wp-block-image no-margin\">\n<figure class=\"alignright size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"862\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/pexels-cedric-fauntleroy-4269942@2x-1024x862.png\" alt=\"Dentist at work\" class=\"wp-image-3048\"\/><\/figure><\/div><\/div><\/div>\n\n\n<style>.kadence-column_8baf44-e8 > .kt-inside-inner-col{padding-top:200px;padding-right:163px;padding-left:60px;}.kadence-column_8baf44-e8 > .kt-inside-inner-col,.kadence-column_8baf44-e8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_8baf44-e8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_8baf44-e8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_8baf44-e8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_8baf44-e8 > .kt-inside-inner-col{background-color:#f2f0ef;}.kadence-column_8baf44-e8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_8baf44-e8{position:relative;}@media all and (max-width: 1024px){.kadence-column_8baf44-e8 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_8baf44-e8 > .kt-inside-inner-col{padding-top:50px;padding-right:30px;padding-bottom:50px;padding-left:30px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_8baf44-e8 our-services-grey-block about-us-right\"><div class=\"kt-inside-inner-col\">\n<h1 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader1\" style=\"font-size:30px\">Medical, Dental, Chiropractic &#8211; and everything in between!<\/h1>\n\n\n\n<h3 class=\"wp-block-heading plantin-reg\" id=\"AboutUsPara1\" style=\"font-size:18px\">We\u2019re all about protecting people and their livelihoods. How we do that begins with listening.<\/h3>\n\n\n\n<h3 class=\"wp-block-heading plantin-reg\" id=\"AboutUsPara1\" style=\"font-size:18px\">We take the time to understand our clients. We educate our clients, sharing our expertise and understanding of insurance for health care professionals.&nbsp;<\/h3>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_e9956f-11 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap 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2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_66d36d-e3 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_66d36d-e3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_66d36d-e3 > .kt-row-column-wrap{padding-top:50px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_66d36d-e3 alignwide mobile-only wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_ed3fe6-b2 > .kt-inside-inner-col,.kadence-column_ed3fe6-b2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ed3fe6-b2{position:relative;}@media all and (max-width: 1024px){.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ed3fe6-b2\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full three-circles\"><img loading=\"lazy\" decoding=\"async\" width=\"592\" height=\"186\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615.png\" alt=\"\" class=\"wp-image-721\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615.png 592w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615-300x94.png 300w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_625dd9-5a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_625dd9-5a{margin-top:50px;margin-bottom:0px;}.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_625dd9-5a alignnone under-3dots wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_54693e-c4 > .kt-inside-inner-col,.kadence-column_54693e-c4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_54693e-c4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_54693e-c4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_54693e-c4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_54693e-c4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_54693e-c4{position:relative;}@media all and (max-width: 1024px){.kadence-column_54693e-c4 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_54693e-c4 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_54693e-c4\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_193c53-bf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{column-gap:100px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:120px;padding-right:163px;padding-bottom:0px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_193c53-bf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_193c53-bf alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_14be30-a8, .kt-inside-inner-col > .kadence-column_14be30-a8:not(.specificity){margin-left:-50px;}.kadence-column_14be30-a8 > .kt-inside-inner-col,.kadence-column_14be30-a8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_14be30-a8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_14be30-a8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_14be30-a8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_14be30-a8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_14be30-a8{position:relative;}@media all and (max-width: 1024px){.kadence-column_14be30-a8 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_14be30-a8 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_14be30-a8\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column_08d95b-92 > .kt-inside-inner-col,.kadence-column_08d95b-92 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_08d95b-92 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_08d95b-92 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_08d95b-92 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_08d95b-92 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_08d95b-92{position:relative;}@media all and (max-width: 1024px){.kadence-column_08d95b-92 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_08d95b-92 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_08d95b-92\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading plantin-reg\">We\u2019re specialists just like you. You specialize in caring for people, we are people who specialize in caring for you.<\/h3>\n\n\n\n<h3 class=\"wp-block-heading plantin-reg\">From checkups and cleanings to root canals and braces\u2026your patient\u2019s oral health is in your hands. We know people are counting on you \u2014&nbsp;so please know that&nbsp;you&nbsp;can count on&nbsp;us!<\/h3>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_46c313-40 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:50px;padding-right:0px;padding-bottom:24px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_46c313-40 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{padding-right:60px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_46c313-40 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_349bbb-6d > .kt-inside-inner-col{padding-top:90px;padding-left:161px;}.kadence-column_349bbb-6d > .kt-inside-inner-col,.kadence-column_349bbb-6d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_349bbb-6d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_349bbb-6d > .kt-inside-inner-col{flex-direction:column;}.kadence-column_349bbb-6d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_349bbb-6d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_349bbb-6d{position:relative;}@media all and (max-width: 1024px){.kadence-column_349bbb-6d > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_349bbb-6d > .kt-inside-inner-col{padding-top:0px;padding-right:80px;padding-left:30px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_349bbb-6d\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-left kandin-med\" id=\"threesixtyview\" style=\"font-size:72px\">360\u00ba View of You&nbsp;<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<figure class=\"wp-block-image size-full half-circle2 desktop-only\"><img loading=\"lazy\" decoding=\"async\" width=\"237\" height=\"486\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png\" alt=\"\" class=\"wp-image-722\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png 237w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate-146x300.png 146w\" sizes=\"(max-width: 237px) 100vw, 237px\" \/><\/figure>\n\n\n<style>.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_d3101a-7b > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_d3101a-7b alignwide half-circle-wrapper mobile-only wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_6f866d-3e > .kt-inside-inner-col,.kadence-column_6f866d-3e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_6f866d-3e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_6f866d-3e > .kt-inside-inner-col{flex-direction:column;}.kadence-column_6f866d-3e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_6f866d-3e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_6f866d-3e{position:relative;}@media all and (max-width: 1024px){.kadence-column_6f866d-3e > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_6f866d-3e > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_6f866d-3e\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full half-circle\"><img loading=\"lazy\" decoding=\"async\" width=\"237\" height=\"486\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png\" alt=\"\" class=\"wp-image-722\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png 237w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate-146x300.png 146w\" sizes=\"(max-width: 237px) 100vw, 237px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_531535-9e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_531535-9e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_531535-9e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:150px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_531535-9e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_531535-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_531535-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_531535-9e alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_1b0c6f-75 > .kt-inside-inner-col,.kadence-column_1b0c6f-75 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_1b0c6f-75 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_1b0c6f-75 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_1b0c6f-75 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_1b0c6f-75 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_1b0c6f-75{position:relative;}@media all and (max-width: 1024px){.kadence-column_1b0c6f-75 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_1b0c6f-75 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_1b0c6f-75\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{column-gap:100px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:163px;padding-bottom:0px;padding-left:163px;grid-template-columns:minmax(0, calc(35% - ((100px * 1 )\/2))) minmax(0, calc(65% - ((100px * 1 )\/2)));}.kb-row-layout-id_8ca073-68 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_8ca073-68 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-right-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_bdf5bf-94, .kt-inside-inner-col > .kadence-column_bdf5bf-94:not(.specificity){margin-top:20px;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col,.kadence-column_bdf5bf-94 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bdf5bf-94 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_bdf5bf-94{position:relative;}@media all and (max-width: 1024px){.kadence-column_bdf5bf-94 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bdf5bf-94 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_bdf5bf-94\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader2\">Insurance tailored to your unique needs.<\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column_565247-fa > .kt-inside-inner-col,.kadence-column_565247-fa > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_565247-fa > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_565247-fa > .kt-inside-inner-col{flex-direction:column;}.kadence-column_565247-fa > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_565247-fa > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_565247-fa{position:relative;}@media all and (max-width: 1024px){.kadence-column_565247-fa > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_565247-fa > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_565247-fa\"><div class=\"kt-inside-inner-col\">\n<p style=\"font-size:16px\">For us, at R&amp;D, a&nbsp;<strong>360\u00ba view of you<\/strong>&nbsp;starts with questions for which the answers help us understand you better.&nbsp;Behind every insurance contract is a real person, with a real life story that gets our attention and respect.<\/p>\n\n\n\n<p>We listen to you, so we can understand you, in order to tailor a solution just for you. We have learned since 1986, that it\u2019s not enough to hear you, it\u2019s more important to listen to you.<\/p>\n\n\n\n<p><\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_fac5cd-08{margin-top:-80px;margin-bottom:-20px;}.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:66px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_fac5cd-08{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2321.png');background-size:auto;background-position:50% 0%;background-attachment:scroll;background-repeat:repeat-x;}.kb-row-layout-id_fac5cd-08 > 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.aligncenter{width:100%;}.kadence-column_92e2a2-b3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_92e2a2-b3{position:relative;}@media all and (max-width: 1024px){.kadence-column_92e2a2-b3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_92e2a2-b3 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_92e2a2-b3\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:120px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_e2a827-cf{border-top:1px solid #10312b;}.kb-row-layout-id_e2a827-cf{background-color:#e5f3e9;}.kb-row-layout-id_e2a827-cf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id_e2a827-cf{border-top:1px solid #10312b;}}@media all and (max-width: 767px){.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_e2a827-cf{border-top:1px solid #10312b;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_e2a827-cf alignfull kt-row-has-bg wp-block-kadence-rowlayout\" id=\"healthcare-anchor\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_9719bf-ae > .kt-inside-inner-col,.kadence-column_9719bf-ae > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_9719bf-ae > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_9719bf-ae > .kt-inside-inner-col{flex-direction:column;}.kadence-column_9719bf-ae > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_9719bf-ae > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_9719bf-ae{position:relative;}@media all and (max-width: 1024px){.kadence-column_9719bf-ae > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_9719bf-ae > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_9719bf-ae\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:97px;padding-bottom:0px;padding-left:104px;grid-template-columns:repeat(3, minmax(0, 1fr));}.kb-row-layout-id_c8c350-cc > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_c8c350-cc alignnone green-3  wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_8f26bf-30 > .kt-inside-inner-col{padding-top:15%;padding-right:15%;padding-left:15%;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{border-left:1px solid #10312b;}.kadence-column_8f26bf-30 > .kt-inside-inner-col,.kadence-column_8f26bf-30 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_8f26bf-30 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_8f26bf-30 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{background-image:linear-gradient(140deg,rgb(170,214,182) 0%,rgba(20,39,109,0) 16%);}.kadence-column_8f26bf-30 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_8f26bf-30{position:relative;}@media all and (max-width: 1024px){.kadence-column_8f26bf-30 > .kt-inside-inner-col{border-left:1px solid #10312b;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_8f26bf-30, .kt-inside-inner-col > .kadence-column_8f26bf-30:not(.specificity){margin-top:50px;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;border-top:1px solid #103131;border-right:0px solid transparent;border-left:1px solid #103131;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_8f26bf-30 no-background-image service-section\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_1829ad-38{margin-bottom:25px;}.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_1829ad-38{background-image:linear-gradient(90deg,rgb(170,214,182) 0%,rgba(255,255,255,0) 51%);}.kb-row-layout-id_1829ad-38 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_1829ad-38 alignnone kt-row-has-bg prof-green-mobile wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_3890a0-13 > .kt-inside-inner-col,.kadence-column_3890a0-13 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_3890a0-13 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_3890a0-13 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_3890a0-13 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_3890a0-13 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_3890a0-13{position:relative;}@media all and (max-width: 1024px){.kadence-column_3890a0-13 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_3890a0-13 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_3890a0-13\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/dentist.png\" alt=\"Dentist\" class=\"wp-image-3285\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:24px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_a2a758-92 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_a2a758-92 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_c4d96f-74 > .kt-inside-inner-col,.kadence-column_c4d96f-74 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_c4d96f-74 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_c4d96f-74 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_c4d96f-74 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_c4d96f-74 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_c4d96f-74{position:relative;}@media all and (max-width: 1024px){.kadence-column_c4d96f-74 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_c4d96f-74 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_c4d96f-74\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color\" id=\"OurTeamHeader3\" style=\"font-size:30px\">Dental Students and Residents<\/h2>\n\n\n<style>.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_bec53d-37 > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_bec53d-37{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_bec53d-37{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_bec53d-37 alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_50921a-a8 > .kt-inside-inner-col,.kadence-column_50921a-a8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_50921a-a8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_50921a-a8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_50921a-a8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_50921a-a8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_50921a-a8{position:relative;}@media all and (max-width: 1024px){.kadence-column_50921a-a8 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_50921a-a8 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_50921a-a8\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_6bb1d0-28 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_6bb1d0-28 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_6bb1d0-28 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_6bb1d0-28 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_6bb1d0-28 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_6bb1d0-28 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_6bb1d0-28 alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_2b268f-e6 > .kt-inside-inner-col,.kadence-column_2b268f-e6 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_2b268f-e6 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_2b268f-e6 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_2b268f-e6 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_2b268f-e6 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_2b268f-e6{position:relative;}@media all and (max-width: 1024px){.kadence-column_2b268f-e6 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_2b268f-e6 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_2b268f-e6\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-kb-palette-12-color has-text-color\">Insurance can be opaque at the best of times, especially if you have had no prior exposure to it. Don\u2019t worry, R&amp;D has you covered. We will explain everything, including the minutiae (the \u201cfine print\u201d), and answer all your questions leading you to the insurance decision that serves your best interest.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">Disability insurance is foundational to any insurance plan. In the event you become disabled and suffer a drop in your earned income, disability insurance will help reduce your income loss and protect your livelihood.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">R&amp;D has been insuring dental students since 1986, long enough to have learned that 30% of first year students will experience an impairment in their health that will make it more difficult for them to get disability insurance by the time they reach their graduating year.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">As a dental student, we strongly advise you to start your insurance programming as soon as possible in order to secure your insurability and reduce the risk of an adverse health condition affecting your ability to become insured down the road.<\/p>\n\n\n\n<h3 class=\"wp-block-heading roboto-med has-kb-palette-12-color has-text-color has-medium-font-size\">Products\/Services<\/h3>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#disability-insurance\" data-type=\"URL\" data-id=\"Disability-Insurance\">Disability Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#critical-illness-insurance\">Critical Illness Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#life-insurance\">Life Insurance<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column_412967-80 > .kt-inside-inner-col{padding-top:15%;padding-right:15%;padding-left:15%;}.kadence-column_412967-80 > .kt-inside-inner-col{border-left:1px solid #10312b;}.kadence-column_412967-80 > .kt-inside-inner-col,.kadence-column_412967-80 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_412967-80 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_412967-80 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_412967-80 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_412967-80 > .kt-inside-inner-col{background-image:linear-gradient(140deg,rgb(170,214,182) 0%,rgba(20,39,109,0) 18%);}.kadence-column_412967-80 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_412967-80{position:relative;}@media all and (max-width: 1024px){.kadence-column_412967-80 > .kt-inside-inner-col{border-left:1px solid #10312b;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_412967-80 > .kt-inside-inner-col{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;border-top:1px solid #103131;border-left:1px solid #103131;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_412967-80 service-section\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_44cd63-cf{margin-bottom:25px;}.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_44cd63-cf{background-image:linear-gradient(90deg,rgb(170,214,182) 0%,rgba(255,255,255,0) 51%);}.kb-row-layout-id_44cd63-cf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_44cd63-cf alignnone kt-row-has-bg prof-green-mobile wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_93b975-20 > .kt-inside-inner-col,.kadence-column_93b975-20 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_93b975-20 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_93b975-20 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_93b975-20 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_93b975-20 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_93b975-20{position:relative;}@media all and (max-width: 1024px){.kadence-column_93b975-20 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_93b975-20 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_93b975-20\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/dentist_working.png\" alt=\"Dentist with patient\" class=\"wp-image-3287\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f97236-02 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f97236-02 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f97236-02 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_bf2ab4-f7 > .kt-inside-inner-col,.kadence-column_bf2ab4-f7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_bf2ab4-f7{position:relative;}@media all and (max-width: 1024px){.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_bf2ab4-f7\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color\" style=\"font-size:30px\">In Practice<\/h2>\n\n\n<style>.kb-row-layout-id_939cc0-01 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_939cc0-01 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_939cc0-01 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_939cc0-01 > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_939cc0-01{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_939cc0-01 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_939cc0-01{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_939cc0-01 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_939cc0-01 alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_75a71c-db > .kt-inside-inner-col,.kadence-column_75a71c-db > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_75a71c-db > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_75a71c-db > .kt-inside-inner-col{flex-direction:column;}.kadence-column_75a71c-db > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_75a71c-db > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_75a71c-db{position:relative;}@media all and (max-width: 1024px){.kadence-column_75a71c-db > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_75a71c-db > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_75a71c-db\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_9f99d1-75 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_9f99d1-75 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_9f99d1-75 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_9f99d1-75 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_9f99d1-75 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_9f99d1-75 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_9f99d1-75 alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_523979-8a > .kt-inside-inner-col,.kadence-column_523979-8a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_523979-8a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_523979-8a > .kt-inside-inner-col{flex-direction:column;}.kadence-column_523979-8a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_523979-8a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_523979-8a{position:relative;}@media all and (max-width: 1024px){.kadence-column_523979-8a > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_523979-8a > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_523979-8a\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-kb-palette-12-color has-text-color\">Dental practices operate quite differently today than they did even as recently as only 10 years ago. Practices are larger, number of practitioners per practice are greater, dental professionals are not always viewed as just dentists by the insurance industry but rather as business owners.&nbsp; These factors make it more difficult for insurance professionals to properly advise dental practitioners when it comes to insurance, especially insurance that is needed at time of disability \u2014 this would include income replacement insurance as well as office overhead insurance.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">Our best advice is to be well advised, so you aren\u2019t left with the wrong impression about what your insurance will or will not do for you. What does this mean? You need a specialist who does this work every hour of every day. That\u2019s what we do at R&amp;D.<\/p>\n\n\n\n<h3 class=\"wp-block-heading roboto-med has-kb-palette-12-color has-text-color has-medium-font-size\">Products\/Services<\/h3>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#disability-insurance-in-practice\">Disability Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#critical-illness-insurance-in-practice\">Critical Illness Insurance&nbsp;<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#life-insurance-in-practice\">Life Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#office-overhead-insurance-in-practice\">Office Overhead Insurance<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column_3658df-5c > .kt-inside-inner-col{padding-top:15%;padding-right:15%;padding-left:15%;}.kadence-column_3658df-5c > .kt-inside-inner-col{border-left:1px solid #10312b;}.kadence-column_3658df-5c > .kt-inside-inner-col,.kadence-column_3658df-5c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_3658df-5c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_3658df-5c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_3658df-5c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_3658df-5c > .kt-inside-inner-col{background-image:linear-gradient(140deg,rgb(170,214,182) 0%,rgba(20,39,109,0) 16%);}.kadence-column_3658df-5c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_3658df-5c{position:relative;}@media all and (max-width: 1024px){.kadence-column_3658df-5c > .kt-inside-inner-col{border-left:1px solid #10312b;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_3658df-5c > .kt-inside-inner-col{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;border-top:1px solid #103131;border-left:1px solid #103131;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_3658df-5c prof-green service-section\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_3f7260-de{margin-bottom:25px;}.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_3f7260-de > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_3f7260-de{background-image:linear-gradient(90deg,rgb(170,214,182) 0%,rgba(255,255,255,0) 51%);}.kb-row-layout-id_3f7260-de > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_3f7260-de alignnone kt-row-has-bg prof-green-mobile wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_96a36b-c0 > .kt-inside-inner-col,.kadence-column_96a36b-c0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_96a36b-c0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_96a36b-c0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_96a36b-c0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_96a36b-c0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_96a36b-c0{position:relative;}@media all and (max-width: 1024px){.kadence-column_96a36b-c0 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_96a36b-c0 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_96a36b-c0\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/gettyimages-457984213-170667a-2-1.png\" alt=\"Business Owners In a Meeting\" class=\"wp-image-740\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_d20b17-bb > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_d20b17-bb alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_4edb2f-17 > .kt-inside-inner-col,.kadence-column_4edb2f-17 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_4edb2f-17 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_4edb2f-17 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_4edb2f-17 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_4edb2f-17 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_4edb2f-17{position:relative;}@media all and (max-width: 1024px){.kadence-column_4edb2f-17 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_4edb2f-17 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_4edb2f-17\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color\" id=\"OurTeamHeader3\" style=\"font-size:30px\">Estate Planning &amp; Wealth Preservation<\/h2>\n\n\n<style>.kb-row-layout-id_9efd64-1d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_9efd64-1d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_9efd64-1d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_9efd64-1d > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_9efd64-1d{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_9efd64-1d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_9efd64-1d{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_9efd64-1d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_9efd64-1d alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_f90959-be > .kt-inside-inner-col,.kadence-column_f90959-be > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_f90959-be > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_f90959-be > .kt-inside-inner-col{flex-direction:column;}.kadence-column_f90959-be > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_f90959-be > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_f90959-be{position:relative;}@media all and (max-width: 1024px){.kadence-column_f90959-be > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_f90959-be > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_f90959-be\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_d08466-b8 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_d08466-b8 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_d08466-b8 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_d08466-b8 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_d08466-b8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_d08466-b8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_d08466-b8 alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_cf921f-99 > .kt-inside-inner-col,.kadence-column_cf921f-99 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_cf921f-99 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_cf921f-99 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_cf921f-99 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_cf921f-99 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_cf921f-99{position:relative;}@media all and (max-width: 1024px){.kadence-column_cf921f-99 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_cf921f-99 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_cf921f-99\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-kb-palette-12-color has-text-color\">R&amp;D offers estate planning solutions that can be used for creating and growing your life\u2019s work by way of enhancing your estate value, and to offset estate taxes when they ultimately become due.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">At R&amp;D, our aim is to work closely with your trusted advisors using insurance tools to provide financial protection, liquidity, and tax advantages for your estate and its beneficiaries.<\/p>\n\n\n\n<h3 class=\"wp-block-heading roboto-med has-kb-palette-12-color has-text-color has-medium-font-size\">Products\/Services<\/h3>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#sheltered\">Tax sheltered Permanent Life Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/dentists-and-dental-specialists\/#bus-succession\">Estate and Wealth Creation<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/dentists-and-dental-specialists\/#bus-succession\">Tax Planning for your Estate<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_24c161-63 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_24c161-63 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_24c161-63 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_85cbd4-8f > .kt-inside-inner-col,.kadence-column_85cbd4-8f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_85cbd4-8f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_85cbd4-8f > .kt-inside-inner-col{flex-direction:column;}.kadence-column_85cbd4-8f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_85cbd4-8f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_85cbd4-8f{position:relative;}@media all and (max-width: 1024px){.kadence-column_85cbd4-8f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_85cbd4-8f > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_85cbd4-8f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedbtn.kb-btns_e62187-c9{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_e62187-c9 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_e62187-c9 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns_e62187-c9\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{color:#10312b;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}@media all and (max-width: 1024px){.kb-btn_35a0a6-0f.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}<\/style><a class=\"kb-button kt-button button kb-btn_35a0a6-0f kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/contact-us\/\"><span class=\"kt-btn-inner-text\">Connect<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_572e61-9e{margin-top:-80px;margin-bottom:-20px;}.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_572e61-9e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:66px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_572e61-9e{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2321.png');background-size:auto;background-position:center center;background-attachment:scroll;background-repeat:repeat-x;}.kb-row-layout-id_572e61-9e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_572e61-9e alignfull kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_f328f5-3c > .kt-inside-inner-col,.kadence-column_f328f5-3c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_f328f5-3c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_f328f5-3c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_f328f5-3c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_f328f5-3c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_f328f5-3c{position:relative;}@media all and (max-width: 1024px){.kadence-column_f328f5-3c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_f328f5-3c > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_f328f5-3c\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:24px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3398_b28916-af > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3398_b28916-af alignfull has-kb-palette-1-background-color kt-row-has-bg our-approach-testimonial wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3398_133f70-bb > .kt-inside-inner-col,.kadence-column3398_133f70-bb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3398_133f70-bb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3398_133f70-bb > .kt-inside-inner-col{flex-direction:column;}.kadence-column3398_133f70-bb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3398_133f70-bb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3398_133f70-bb{position:relative;}@media all and (max-width: 1024px){.kadence-column3398_133f70-bb > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3398_133f70-bb > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3398_133f70-bb\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:100px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3398_0bceba-26 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{padding-right:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3398_0bceba-26 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{padding-right:50px;padding-left:50px;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col,.kadence-column3398_b81bcc-cc > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{flex-direction:column;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3398_b81bcc-cc{position:relative;}@media all and (max-width: 1024px){.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{padding-right:30px;padding-left:30px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3398_b81bcc-cc our-approach-testimonial-inner\"><div class=\"kt-inside-inner-col\">\n<p class=\"kandin-med testimonial-header has-kb-palette-2-color has-text-color\" style=\"font-size:50px\">Testimonials<\/p>\n\n\n\r\n        <div class=\"wp-block-getwid-post-carousel custom-post-type-testimonials has-arrows-none has-dots-inside\">\r\n            <div data-slider-option=\"{&quot;sliderSlidesToShowDesktop&quot;:&quot;1&quot;,&quot;getwid_slidesToShowLaptop&quot;:&quot;1&quot;,&quot;getwid_slidesToShowTablet&quot;:&quot;1&quot;,&quot;getwid_slidesToShowMobile&quot;:&quot;1&quot;,&quot;getwid_autoplay_speed&quot;:6000,&quot;getwid_animation_speed&quot;:800,&quot;getwid_slidesToScroll&quot;:&quot;1&quot;,&quot;getwid_autoplay&quot;:true,&quot;getwid_infinite&quot;:true,&quot;getwid_center_mode&quot;:false,&quot;getwid_arrows&quot;:&quot;none&quot;,&quot;getwid_dots&quot;:&quot;inside&quot;}\" class=\"wp-block-getwid-post-carousel__wrapper\">\r\n                \t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>My experience in dealing with R&amp;D Insurance has been characterized by unwavering and unquestionable RESPECT.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Marcus Blouw<\/h3> <span class=\"profession_company\">Pulmonary and Critical Care Medicine<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>Working with Michael and David through R&amp;D has made choosing an appropriate insurance for my personal situation very easy and I&#8217;ve learned a lot through the process \u2026I&#8217;m extremely happy that I was connected to R&amp;D and will continue to use their expertise throughout my career.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Alisha Beaudoin<\/h3> <span class=\"profession_company\">Radiology resident &#8211; University of Manitoba<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>David is a people person and is very interested in getting to know his clients so that he can advise them on the products and services that are best for them.\u00a0<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Rizwan Manji<\/h3> <span class=\"profession_company\">MD PhD FRCSC MBA, Max Rady College of Medicine, Dept of Surgery, Asper Clinical Research Institute, Associate Professor<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>My experience with R&amp;D Insurance has been unequivocally positive. This is a business with lived values of care, compassion, expertise and advocacy.&nbsp;\u201cGoing above and beyond\u201d is an apt descriptor of David and his team\u2026and they do it with sincerity and genuineness.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Calvin Bergen<\/h3> <span class=\"profession_company\">Urgent Care Medicine<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>If you, like me, need to be sure that the person looking after your insurance needs is going to be the absolute best at it, then you need not look further than David and his team! &nbsp;<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Julian Regehr<\/h3> <span class=\"profession_company\">Emergency Medicine, Pre-Hospital and Transport Medicine<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>David and his team always go above and beyond. They provide services with a level of care, efficiency and thoroughness that exceeds anything else I\u2019ve experienced. I\u2019m so grateful to David for his years of knowledge and support.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Catherine Carter<\/h3> <span class=\"profession_company\">BSc, DC, Founder\/Partner &#8211; Norfolk Chiropractic <\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>I got the sense that I was in the hands of a pro who had my welfare at heart and who REALLY knew the life circumstances of medical professionals.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Kelly S MacDonald<\/h3> <span class=\"profession_company\"> MD FRCPC, Professor of Medicine, Infectious Diseases Specialist &#8211; University of Manitoba<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>I can\u2019t say enough wonderful things about Jona\u2026Jona is highly personable, motivating, and skilled at creating a comfortable environment for her clients. \u00a0She keeps her programs challenging, but fun and innovative\u2026Every workout with Jona is the best investment in me! I am so grateful to Jona and the R&amp;D team for this client benefit.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Lesley Ritchie<\/h3> <span class=\"profession_company\">C. Psych, ABPP-CN, Clinical &#038; Sports Neuropsychology<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>David was an utterly dependable and indispensable advisor and advocate as I made my way through the LTD claims process.&nbsp; His team have provided exemplary service since the very start.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. E<\/h3>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t            <\/div>\r\n        <\/div>\r\n        \n\n<style>.wp-block-kadence-advancedbtn.kb-btns3398_81f742-87{padding-top:50px;padding-right:0px;padding-bottom:0px;padding-left:100px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns3398_81f742-87 .kt-button{font-weight:normal;font-style:normal;}.kt-btns3398_81f742-87 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns3398_81f742-87\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{color:#ffffff;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #ffffff;border-right:0px solid #ffffff;border-bottom:0px solid #ffffff;border-left:0px solid #ffffff;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{border-top:0px solid #ffffff;border-right:0px solid #ffffff;border-bottom:0px solid #ffffff;border-left:0px solid #ffffff;}}@media all and (max-width: 1024px){.kb-btn3398_3bf667-6d.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{border-top:0px solid #ffffff;border-right:0px solid #ffffff;border-bottom:0px solid #ffffff;border-left:0px solid #ffffff;}}<\/style><a class=\"kb-button kt-button button kb-btn3398_3bf667-6d kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/all_testimonials\/\"><span class=\"kt-btn-inner-text\">Read More<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_5ece38-d3{margin-top:-20px;}.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:66px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_5ece38-d3{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2321.png');background-size:auto;background-position:center center;background-attachment:scroll;background-repeat:repeat-x;}.kb-row-layout-id_5ece38-d3 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_5ece38-d3 alignfull kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_c6cd97-b2 > .kt-inside-inner-col,.kadence-column_c6cd97-b2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_c6cd97-b2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_c6cd97-b2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_c6cd97-b2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_c6cd97-b2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_c6cd97-b2{position:relative;}@media all and (max-width: 1024px){.kadence-column_c6cd97-b2 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_c6cd97-b2 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_c6cd97-b2\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:100px;padding-right:163px;padding-bottom:24px;padding-left:163px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_0b364f-a5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_0b364f-a5 alignfull business-mobile-test wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_df4499-52 > .kt-inside-inner-col,.kadence-column_df4499-52 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_df4499-52 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_df4499-52 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_df4499-52 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_df4499-52 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_df4499-52{position:relative;}@media all and (max-width: 1024px){.kadence-column_df4499-52 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_df4499-52 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_df4499-52\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_56771a-25 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{column-gap:60px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:24px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_56771a-25 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_56771a-25 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_e2dc95-3f > .kt-inside-inner-col,.kadence-column_e2dc95-3f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_e2dc95-3f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_e2dc95-3f > .kt-inside-inner-col{flex-direction:column;}.kadence-column_e2dc95-3f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_e2dc95-3f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_e2dc95-3f{position:relative;}@media all and (max-width: 1024px){.kadence-column_e2dc95-3f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_e2dc95-3f > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_e2dc95-3f\" id=\"bus-succession\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large width100\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-1024x683.jpg\" alt=\"Business people talking in meeting\" class=\"wp-image-3000\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader2\" style=\"font-size:40px\">Succession Planning Sets the Table for Future Generations<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Business succession planning is a complex process that involves financial, strategic, legal, and tax considerations.&nbsp; Insurance solutions can play a crucial role in supporting succession planning efforts by mitigating financial risks and ensuring a smooth transition.<\/p>\n\n\n<style>.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_95b32e-5d > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_95b32e-5d{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_95b32e-5d{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_95b32e-5d alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_0687ba-08 > .kt-inside-inner-col,.kadence-column_0687ba-08 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_0687ba-08 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_0687ba-08 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_0687ba-08 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_0687ba-08 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_0687ba-08{position:relative;}@media all and (max-width: 1024px){.kadence-column_0687ba-08 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_0687ba-08 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_0687ba-08\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_2baf12-bf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_2baf12-bf alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_21970c-ac > .kt-inside-inner-col,.kadence-column_21970c-ac > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_21970c-ac > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_21970c-ac > .kt-inside-inner-col{flex-direction:column;}.kadence-column_21970c-ac > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_21970c-ac > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_21970c-ac{position:relative;}@media all and (max-width: 1024px){.kadence-column_21970c-ac > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_21970c-ac > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_21970c-ac\"><div class=\"kt-inside-inner-col\">\n<p>Insurance solutions are typically used in business succession planning to help:<\/p>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li>Transfer wealth and assets to the next generation<\/li>\n\n\n\n<li>Provide liquidity to pay estate taxes<\/li>\n\n\n\n<li>Prevent the need for selling off business assets<\/li>\n\n\n\n<li>Avoid taking on debt to settle estate-related costs\/obligations<\/li>\n\n\n\n<li>Fund buy-sell agreements<\/li>\n\n\n\n<li>Fund the death and incapacity of a key person\/executive<\/li>\n<\/ul>\n\n\n\n<p>R&amp;D has long-standing relationships with some of Canada\u2019s top tiered tax, legal, and estate planning professionals. Together, we can help optimize your plans for your succession.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column_2dcee5-64 > .kt-inside-inner-col,.kadence-column_2dcee5-64 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_2dcee5-64 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_2dcee5-64 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_2dcee5-64 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_2dcee5-64 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_2dcee5-64{position:relative;}@media all and (max-width: 1024px){.kadence-column_2dcee5-64 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_2dcee5-64 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_2dcee5-64\" id=\"bus-estate\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large width100\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-1024x683.jpg\" alt=\"Tax Form\" class=\"wp-image-2997\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader2\" style=\"font-size:40px\">Tax\/Estate Planning Handled With Care<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Insurance can play a significant role in estate planning by providing financial protection, liquidity, and tax advantages.<\/p>\n\n\n<style>.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f01041-ef > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f01041-ef > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_f01041-ef{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_f01041-ef{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f01041-ef alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_4a7a60-b6 > .kt-inside-inner-col,.kadence-column_4a7a60-b6 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_4a7a60-b6 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_4a7a60-b6 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_4a7a60-b6 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_4a7a60-b6 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_4a7a60-b6{position:relative;}@media all and (max-width: 1024px){.kadence-column_4a7a60-b6 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_4a7a60-b6 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_4a7a60-b6\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_ce30e8-35 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ce30e8-35 alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_a3cf3a-94 > .kt-inside-inner-col,.kadence-column_a3cf3a-94 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_a3cf3a-94 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_a3cf3a-94 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_a3cf3a-94 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_a3cf3a-94 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_a3cf3a-94{position:relative;}@media all and (max-width: 1024px){.kadence-column_a3cf3a-94 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_a3cf3a-94 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_a3cf3a-94\"><div class=\"kt-inside-inner-col\">\n<p>Insurance solutions are often used in estate planning to:<\/p>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li>Replace lost income on the death of a family\u2019s income earner<\/li>\n\n\n\n<li>Shelter redundant investment capital from accrual taxation<\/li>\n\n\n\n<li>Offset capital gains taxes due on death for investment and business assets that have appreciated in value over one\u2019s lifetime<\/li>\n\n\n\n<li>Create a cascading strategy by accumulating wealth on a tax-sheltered basis that can be transferred tax-free to children and\/or grandchildren<\/li>\n\n\n\n<li>Create a sizeable tax deduction by endowing registered charities with Life Insurance<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:50px;padding-bottom:75px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f80ff5-d6{border-bottom:1px solid #10312b;}.kb-row-layout-id_f80ff5-d6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id_f80ff5-d6{border-bottom:1px solid #10312b;}}@media all and (max-width: 767px){.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f80ff5-d6{border-bottom:1px solid #10312b;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f80ff5-d6 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_1d9a70-11 > .kt-inside-inner-col,.kadence-column_1d9a70-11 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_1d9a70-11 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_1d9a70-11 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_1d9a70-11 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_1d9a70-11 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_1d9a70-11{position:relative;}@media all and (max-width: 1024px){.kadence-column_1d9a70-11 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_1d9a70-11 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_1d9a70-11\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedbtn.kb-btns_857183-75{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_857183-75 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_857183-75 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns_857183-75\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{color:#10312b;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}@media all and (max-width: 1024px){.kb-btn_61b2d5-74.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}<\/style><a class=\"kb-button kt-button button kb-btn_61b2d5-74 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/contact-us\/\"><span class=\"kt-btn-inner-text\">Contact Us<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:163px;padding-bottom:24px;padding-left:163px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_6175a2-dd > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_6175a2-dd alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_e335a8-bb > .kt-inside-inner-col{padding-bottom:110px;}.kadence-column_e335a8-bb > .kt-inside-inner-col,.kadence-column_e335a8-bb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_e335a8-bb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_e335a8-bb > .kt-inside-inner-col{flex-direction:column;}.kadence-column_e335a8-bb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_e335a8-bb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_e335a8-bb{position:relative;}@media all and (max-width: 1024px){.kadence-column_e335a8-bb > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_e335a8-bb > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_e335a8-bb\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading has-text-align-center plantin-reg has-large-font-size\" id=\"bestInClass\" style=\"letter-spacing:7px\">BEST-IN-CLASS INSURANCE &amp; ESTATE PLANNING PARTNERS<\/h3>\n\n\n\n<p class=\"has-text-align-center plantin-reg\">At R&amp;D we have great relationships with a variety of partners to meet your insurance needs.<\/p>\n\n\n<style>.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f98118-02 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-bottom:16px;grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-id_f98118-02 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f98118-02 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-two-grid kt-row-valign-top\">\n<style>.kadence-column_0c4daf-32 > .kt-inside-inner-col,.kadence-column_0c4daf-32 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_0c4daf-32 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_0c4daf-32 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_0c4daf-32 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_0c4daf-32 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_0c4daf-32{position:relative;}@media all and (max-width: 1024px){.kadence-column_0c4daf-32 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_0c4daf-32 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_0c4daf-32\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life@2x.png\" alt=\"RBC Logo\" class=\"wp-image-1630\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_760adc-fe > .kt-inside-inner-col,.kadence-column_760adc-fe > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_760adc-fe > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_760adc-fe > .kt-inside-inner-col{flex-direction:column;}.kadence-column_760adc-fe > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_760adc-fe > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_760adc-fe{position:relative;}@media all and (max-width: 1024px){.kadence-column_760adc-fe > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_760adc-fe > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_760adc-fe\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-1@2x.png\" alt=\"Manulife Logo\" class=\"wp-image-1623\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-1@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-1@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_257f16-23 > .kt-inside-inner-col,.kadence-column_257f16-23 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_257f16-23 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_257f16-23 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_257f16-23 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_257f16-23 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_257f16-23{position:relative;}@media all and (max-width: 1024px){.kadence-column_257f16-23 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_257f16-23 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_257f16-23\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-2@2x.png\" alt=\"CanadaLife Logo\" class=\"wp-image-1624\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-2@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-2@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_d86194-45 > .kt-inside-inner-col,.kadence-column_d86194-45 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_d86194-45 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_d86194-45 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_d86194-45 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_d86194-45 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_d86194-45{position:relative;}@media all and (max-width: 1024px){.kadence-column_d86194-45 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_d86194-45 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_d86194-45\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-3@2x.png\" alt=\"iA Logo\" class=\"wp-image-1625\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-3@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-3@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_02397f-7c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:repeat(5, minmax(0, 1fr));}.kb-row-layout-id_02397f-7c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{grid-template-columns:repeat(5, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_02397f-7c alignnone mobile-double-row wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-5-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_509fbc-74 > .kt-inside-inner-col,.kadence-column_509fbc-74 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_509fbc-74 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_509fbc-74 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_509fbc-74 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_509fbc-74 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_509fbc-74{position:relative;}@media all and (max-width: 1024px){.kadence-column_509fbc-74 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_509fbc-74 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_509fbc-74\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-4@2x.png\" alt=\"BMO Logo\" class=\"wp-image-1626\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-4@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-4@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_e0d730-b3 > .kt-inside-inner-col,.kadence-column_e0d730-b3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_e0d730-b3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_e0d730-b3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_e0d730-b3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_e0d730-b3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_e0d730-b3{position:relative;}@media all and (max-width: 1024px){.kadence-column_e0d730-b3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_e0d730-b3 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_e0d730-b3\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-5@2x.png\" alt=\"Sun Life Logo\" class=\"wp-image-1627\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-5@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-5@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_b8227d-f4 > .kt-inside-inner-col,.kadence-column_b8227d-f4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_b8227d-f4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_b8227d-f4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_b8227d-f4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_b8227d-f4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_b8227d-f4{position:relative;}@media all and (max-width: 1024px){.kadence-column_b8227d-f4 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_b8227d-f4 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_b8227d-f4\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-6@2x.png\" alt=\"Canada Protection Plan Logo\" class=\"wp-image-1628\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-6@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-6@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_182159-6f > .kt-inside-inner-col,.kadence-column_182159-6f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_182159-6f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_182159-6f > .kt-inside-inner-col{flex-direction:column;}.kadence-column_182159-6f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_182159-6f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_182159-6f{position:relative;}@media all and (max-width: 1024px){.kadence-column_182159-6f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_182159-6f > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_182159-6f\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-7@2x.png\" alt=\"Equitable Life of Canada Logo\" class=\"wp-image-1629\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-7@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-7@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_1aa0e7-83 > .kt-inside-inner-col{display:flex;}.kadence-column_1aa0e7-83 > .kt-inside-inner-col,.kadence-column_1aa0e7-83 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_1aa0e7-83 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_1aa0e7-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_1aa0e7-83 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > 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class=\"wp-image-2567\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:100px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_cf0dcf-0a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_cf0dcf-0a alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns 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class=\"wp-block-kadence-column kadence-column_8cdc8e-f0 our-services-grey-block\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading\" id=\"OurServicesHeader7\" style=\"font-size:40px\">At Claim Time &#8211; Let us be your hired muscle!<\/h2>\n\n\n\n<p>Going it alone at claim time can put you at a significant disadvantage. R&amp;D\u2019s commitment to you is that we will advocate for you at claim time, at no cost. We will make certain that you will have any and all legitimate claims paid by navigating the claims process on your behalf. If you like us at time of purchase, you\u2019re going to love us at time of claim.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_a2c410-c0{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_a2c410-c0 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_a2c410-c0 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns_a2c410-c0\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{color:#10312b;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}@media all and (max-width: 1024px){.kb-btn_886d7e-a4.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}<\/style><a class=\"kb-button kt-button button kb-btn_886d7e-a4 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/contact-us\/\"><span class=\"kt-btn-inner-text\">Contact Us<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>OUR SERVICES DENTISTS AND DENTAL SPECIALISTS Medical, Dental, Chiropractic &#8211; and everything in between! We\u2019re all about protecting people and their livelihoods. How we do that begins with listening. We take the time to understand our clients. We educate our clients, sharing our expertise and understanding of insurance for health care professionals.&nbsp; We\u2019re specialists just [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/pages\/3169"}],"collection":[{"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/comments?post=3169"}],"version-history":[{"count":37,"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/pages\/3169\/revisions"}],"predecessor-version":[{"id":3407,"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/pages\/3169\/revisions\/3407"}],"wp:attachment":[{"href":"https:\/\/rdinsurance.ca\/wp-json\/wp\/v2\/media?parent=3169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}