{"id":112,"date":"2023-05-09T21:11:17","date_gmt":"2023-05-09T21:11:17","guid":{"rendered":"https:\/\/rdinsurance.ca\/?page_id=112"},"modified":"2023-07-06T11:12:23","modified_gmt":"2023-07-06T16:12:23","slug":"health-care-professionals","status":"publish","type":"page","link":"https:\/\/rdinsurance.ca\/health-care-professionals\/","title":{"rendered":"Health Care Professionals"},"content":{"rendered":"<style>.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id297_029a4c-fb{border-bottom:1px solid #10312b;}.kb-row-layout-id297_029a4c-fb > .kt-row-layout-overlay{opacity:0.30;background-color:#d5d1cb;}.kb-row-layout-id297_029a4c-fb{z-index:2;position:relative;}@media all and (max-width: 1024px){.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id297_029a4c-fb{border-bottom:1px solid #10312b;}}@media all and (max-width: 767px){.kb-row-layout-id297_029a4c-fb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id297_029a4c-fb{border-bottom:1px solid #10312b;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id297_029a4c-fb alignfull kt-row-has-bg header wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-normal\"><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column297_a955fd-7a > .kt-inside-inner-col{border-bottom:0px solid #10312b;}.kadence-column297_a955fd-7a > 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> .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id297_90938a-ab > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id297_90938a-ab > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}.kb-row-layout-id297_90938a-ab > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id297_90938a-ab > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id297_90938a-ab > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id297_90938a-ab alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap 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.kt-inside-inner-col{border-right:1px solid #10312b;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column297_6dc95f-4f > .kt-inside-inner-col{padding-top:30px;padding-right:40px;padding-left:30px;border-right:1px solid #10312b;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column297_6dc95f-4f home-header\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/rdinsurance.ca\/\"><img decoding=\"async\"  src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/46040-RDI-Logo-Horiz-RGB-Green.svg\" alt=\"R&amp;D Insurance Agency\" class=\"wp-image-3232\" style=\"width:243px;height:85px\"\/><\/a><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column297_c7c4df-1a > .kt-inside-inner-col,.kadence-column297_c7c4df-1a > 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.kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_adac75-2a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_adac75-2a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_adac75-2a{border-bottom:1px solid #10312b;}.kb-row-layout-id_adac75-2a > .kt-row-layout-overlay{opacity:0.70;background-color:rgba(213, 209, 203, 0.3);}@media all and (max-width: 1024px){.kb-row-layout-id_adac75-2a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id_adac75-2a{border-bottom:1px solid #10312b;}}@media all and (max-width: 767px){.kb-row-layout-id_adac75-2a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_adac75-2a{border-bottom:1px solid #10312b;}}<\/style><div 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class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading plantin-reg\" id=\"Our-services\" style=\"font-size:20px;letter-spacing:4px\">OUR SERVICES <br>HEALTH CARE PROFESSIONALS<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large green-plus\"><img loading=\"lazy\" decoding=\"async\" width=\"343\" height=\"314\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Intersection-11.svg\" alt=\"\" class=\"wp-image-717\"\/><\/figure>\n\n\n<div class=\"wp-block-image no-margin\">\n<figure class=\"alignright size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor3-e1687535283632-1024x1024.jpg\" alt=\"An Indian doctor stands in a hospital hallway discussing his patient's treatment with a female doctor. The man is holding a folder containing medical records and test results. He is smiling at his coworker as they consult the data.\" class=\"wp-image-2993\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor3-e1687535283632-1024x1024.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor3-e1687535283632-300x300.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor3-e1687535283632-150x150.jpg 150w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor3-e1687535283632-768x767.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor3-e1687535283632.jpg 1415w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div><\/div><\/div>\n\n\n<style>.kadence-column_8baf44-e8 > .kt-inside-inner-col{padding-top:200px;padding-right:163px;padding-left:60px;}.kadence-column_8baf44-e8 > .kt-inside-inner-col,.kadence-column_8baf44-e8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_8baf44-e8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_8baf44-e8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_8baf44-e8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_8baf44-e8 > .kt-inside-inner-col{background-color:#f2f0ef;}.kadence-column_8baf44-e8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_8baf44-e8{position:relative;}@media all and (max-width: 1024px){.kadence-column_8baf44-e8 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_8baf44-e8 > .kt-inside-inner-col{padding-top:50px;padding-right:30px;padding-bottom:50px;padding-left:30px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_8baf44-e8 our-services-grey-block about-us-right\"><div class=\"kt-inside-inner-col\">\n<h1 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader1\" style=\"font-size:30px\">Medical, Dental, Chiropractic \u2014 and everything in between!<\/h1>\n\n\n\n<h3 class=\"wp-block-heading plantin-reg\" id=\"AboutUsPara1\" style=\"font-size:18px\">We take the time to understand our clients &#8211; we ask the important questions to drill down to the needs that you have that are unique to you and your personal situation. We make sure you understand what\u2019s available to you, and we share our expertise with you, so you can make informed, relevant and personal decisions.<\/h3>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_e9956f-11 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_e9956f-11 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_e9956f-11 alignfull desktop-only wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_6e8cfa-41 > .kt-inside-inner-col,.kadence-column_6e8cfa-41 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_6e8cfa-41 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_6e8cfa-41 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_6e8cfa-41 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_6e8cfa-41 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_6e8cfa-41{position:relative;}@media all and (max-width: 1024px){.kadence-column_6e8cfa-41 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_6e8cfa-41 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_6e8cfa-41\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full three-circles2 desktop-only\"><img loading=\"lazy\" decoding=\"async\" width=\"592\" height=\"186\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615.png\" alt=\"\" class=\"wp-image-721\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615.png 592w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615-300x94.png 300w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_aa7ea2-70 > .kt-inside-inner-col,.kadence-column_aa7ea2-70 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_aa7ea2-70 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_aa7ea2-70 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_aa7ea2-70 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_aa7ea2-70 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_aa7ea2-70{position:relative;}@media all and (max-width: 1024px){.kadence-column_aa7ea2-70 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_aa7ea2-70 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_aa7ea2-70\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_66d36d-e3 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_66d36d-e3 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_66d36d-e3 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_66d36d-e3 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_66d36d-e3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_66d36d-e3 > .kt-row-column-wrap{padding-top:50px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_66d36d-e3 alignwide mobile-only wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_ed3fe6-b2 > .kt-inside-inner-col,.kadence-column_ed3fe6-b2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_ed3fe6-b2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_ed3fe6-b2{position:relative;}@media all and (max-width: 1024px){.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_ed3fe6-b2 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_ed3fe6-b2\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full three-circles\"><img loading=\"lazy\" decoding=\"async\" width=\"592\" height=\"186\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615.png\" alt=\"\" class=\"wp-image-721\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615.png 592w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2615-300x94.png 300w\" sizes=\"(max-width: 592px) 100vw, 592px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_625dd9-5a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_625dd9-5a{margin-top:50px;margin-bottom:0px;}.kb-row-layout-id_625dd9-5a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_625dd9-5a alignnone under-3dots wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_54693e-c4 > .kt-inside-inner-col,.kadence-column_54693e-c4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_54693e-c4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_54693e-c4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_54693e-c4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_54693e-c4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_54693e-c4{position:relative;}@media all and (max-width: 1024px){.kadence-column_54693e-c4 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_54693e-c4 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_54693e-c4\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_193c53-bf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{column-gap:100px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:120px;padding-right:163px;padding-bottom:0px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_193c53-bf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_193c53-bf > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_193c53-bf alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_14be30-a8, .kt-inside-inner-col > .kadence-column_14be30-a8:not(.specificity){margin-left:-50px;}.kadence-column_14be30-a8 > .kt-inside-inner-col,.kadence-column_14be30-a8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_14be30-a8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_14be30-a8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_14be30-a8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_14be30-a8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_14be30-a8{position:relative;}@media all and (max-width: 1024px){.kadence-column_14be30-a8 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_14be30-a8 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_14be30-a8\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column_08d95b-92 > .kt-inside-inner-col,.kadence-column_08d95b-92 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_08d95b-92 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_08d95b-92 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_08d95b-92 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_08d95b-92 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_08d95b-92{position:relative;}@media all and (max-width: 1024px){.kadence-column_08d95b-92 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_08d95b-92 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_08d95b-92\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading plantin-reg\">We\u2019re specialists just like you. You specialize in caring for people, we are people who specialize in caring for you.<\/h3>\n\n\n\n<h3 class=\"wp-block-heading plantin-reg\">From innovative and experimental medical advances to a general practitioner\u2019s standard examination \u2014 lives are on the line. We know people are counting on you \u2014&nbsp;so please know that&nbsp;you&nbsp;can count on&nbsp;us!<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">You protect lives, we protect livelihoods.<\/h3>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_46c313-40 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:50px;padding-right:0px;padding-bottom:24px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_46c313-40 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_46c313-40 > .kt-row-column-wrap{padding-right:60px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_46c313-40 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_349bbb-6d > .kt-inside-inner-col{padding-top:90px;padding-left:161px;}.kadence-column_349bbb-6d > .kt-inside-inner-col,.kadence-column_349bbb-6d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_349bbb-6d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_349bbb-6d > .kt-inside-inner-col{flex-direction:column;}.kadence-column_349bbb-6d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_349bbb-6d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_349bbb-6d{position:relative;}@media all and (max-width: 1024px){.kadence-column_349bbb-6d > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_349bbb-6d > .kt-inside-inner-col{padding-top:0px;padding-right:80px;padding-left:30px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_349bbb-6d\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-left kandin-med\" id=\"threesixtyview\" style=\"font-size:72px\">360\u00ba View of You&nbsp;<\/h2>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<figure class=\"wp-block-image size-full half-circle2 desktop-only\"><img loading=\"lazy\" decoding=\"async\" width=\"237\" height=\"486\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png\" alt=\"\" class=\"wp-image-722\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png 237w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate-146x300.png 146w\" sizes=\"(max-width: 237px) 100vw, 237px\" \/><\/figure>\n\n\n<style>.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_d3101a-7b > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_d3101a-7b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_d3101a-7b alignwide half-circle-wrapper mobile-only wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_6f866d-3e > .kt-inside-inner-col,.kadence-column_6f866d-3e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_6f866d-3e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_6f866d-3e > .kt-inside-inner-col{flex-direction:column;}.kadence-column_6f866d-3e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_6f866d-3e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_6f866d-3e{position:relative;}@media all and (max-width: 1024px){.kadence-column_6f866d-3e > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_6f866d-3e > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_6f866d-3e\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full half-circle\"><img loading=\"lazy\" decoding=\"async\" width=\"237\" height=\"486\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png\" alt=\"\" class=\"wp-image-722\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate.png 237w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/46040-RDI-SecondaryMark-RGB-Green-Rotate-146x300.png 146w\" sizes=\"(max-width: 237px) 100vw, 237px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_531535-9e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_531535-9e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_531535-9e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:150px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_531535-9e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_531535-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_531535-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_531535-9e alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_1b0c6f-75 > .kt-inside-inner-col,.kadence-column_1b0c6f-75 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_1b0c6f-75 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_1b0c6f-75 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_1b0c6f-75 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_1b0c6f-75 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_1b0c6f-75{position:relative;}@media all and (max-width: 1024px){.kadence-column_1b0c6f-75 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_1b0c6f-75 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_1b0c6f-75\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{column-gap:100px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:163px;padding-bottom:0px;padding-left:163px;grid-template-columns:minmax(0, calc(35% - ((100px * 1 )\/2))) minmax(0, calc(65% - ((100px * 1 )\/2)));}.kb-row-layout-id_8ca073-68 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_8ca073-68 > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_8ca073-68 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-right-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_bdf5bf-94, .kt-inside-inner-col > .kadence-column_bdf5bf-94:not(.specificity){margin-top:20px;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col,.kadence-column_bdf5bf-94 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bdf5bf-94 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_bdf5bf-94 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_bdf5bf-94{position:relative;}@media all and (max-width: 1024px){.kadence-column_bdf5bf-94 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bdf5bf-94 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_bdf5bf-94\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader2\" style=\"font-size:40px\">\u201cThe good physician treats the disease; the great physician treats the patient who has the disease.\u201d<\/h2>\n\n\n\n<h2 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader2\"><br>&#8211; Dr. William Osler, a founder of modern medicine<\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column_565247-fa > .kt-inside-inner-col,.kadence-column_565247-fa > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_565247-fa > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_565247-fa > .kt-inside-inner-col{flex-direction:column;}.kadence-column_565247-fa > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_565247-fa > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_565247-fa{position:relative;}@media all and (max-width: 1024px){.kadence-column_565247-fa > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_565247-fa > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_565247-fa\"><div class=\"kt-inside-inner-col\">\n<p style=\"font-size:16px\">For us, at R&amp;D, a&nbsp;<strong>360\u00ba view of you<\/strong>&nbsp;starts with questions for which the answers help us understand you better.&nbsp;Behind every insurance contract is a real person, with a real life story that gets our attention and respect.<\/p>\n\n\n\n<p>We listen to you, so we can understand you, in order to tailor a solution just for you. We have learned since 1986, that it\u2019s not enough to hear you, it\u2019s more important to listen to you.<\/p>\n\n\n\n<p><strong>Specializing in insurance for health care practitioners\u2026<\/strong><\/p>\n\n\n\n<p>We help design insurance contracts that fit the unique needs of health care practitioners at every stage.<\/p>\n\n\n\n<p>We have strong alliances with a network of tax, legal, investment, and estate specialists.&nbsp; We are licensed to practice in Manitoba, British Columbia, Alberta, Saskatchewan, Ontario, Nova Scotia, New Brunswick, and Newfoundland.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_f37ab3-95{margin-top:-80px;margin-bottom:-20px;}.kb-row-layout-id_f37ab3-95 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f37ab3-95 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f37ab3-95 > 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class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-_3d4b3c-83{overflow:hidden;}.kb-gallery-type-carousel.kb-gallery-id-_3d4b3c-83 .kt-blocks-carousel .kt-blocks-carousel-init:not( .splide-initialized ){margin-left:-5px;margin-right:-5px;}.kb-gallery-type-carousel.kb-gallery-id-_3d4b3c-83 .kt-blocks-carousel .kt-blocks-carousel-init:not( .splide-initialized ) .kb-slide-item{padding-left:5px;padding-right:5px;}.kb-gallery-id-_3d4b3c-83 .kadence-blocks-gallery-item .kb-gal-image-radius{border-radius:0px 0px 0px 0px;}<\/style><div class=\"kb-gallery-wrap-id-_3d4b3c-83 alignfull alignfull mobile-only wp-block-kadence-advancedgallery\"><div class=\"kb-gallery-ul kb-gallery-non-static kb-gallery-type-carousel kb-gallery-id-_3d4b3c-83 kb-gallery-caption-style-bottom-hover kb-gallery-filter-none\" data-image-filter=\"none\" data-lightbox-caption=\"true\"><div class=\"kt-blocks-carousel kt-carousel-container-dotstyle-none\"><div class=\"kt-blocks-carousel-init kb-gallery-carousel kt-carousel-arrowstyle-none kt-carousel-dotstyle-none\" data-columns-xxl=\"1\" data-columns-xl=\"1\" data-columns-md=\"1\" data-columns-sm=\"1\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-dots=\"false\" data-slider-hover-pause=\"false\" data-slider-auto=\"1\" data-slider-speed=\"7000\" data-slider-gap=\"10px\" data-slider-gap-tablet=\"10px\" data-slider-gap-mobile=\"10px\"><div class=\"kb-slide-item kb-gallery-carousel-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\" \"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-square kb-has-image-ratio-square\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg\" width=\"2370\" height=\"1265\" alt=\"Doctor and residents examining patient in hospital room\" data-full-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg\" data-light-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg\" data-id=\"2987\" class=\"wp-image-2987 skip-lazy\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg 2370w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-300x160.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-1024x547.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-768x410.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-1536x820.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-2048x1093.jpg 2048w\" sizes=\"(max-width: 2370px) 100vw, 2370px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-carousel-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\" \"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-square kb-has-image-ratio-square\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg\" width=\"2121\" height=\"1414\" alt=\"A class of attentive medical students listen to a mature female professor&#039;s lecture.\" data-full-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg\" data-light-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg\" data-id=\"2989\" class=\"wp-image-2989 skip-lazy\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg 2121w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-2048x1365.jpg 2048w\" sizes=\"(max-width: 2121px) 100vw, 2121px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-carousel-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\" \"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-square kb-has-image-ratio-square\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg\" width=\"2121\" height=\"1414\" alt=\"Anesthetist Working In Operating Theatre Wearing Protecive Gear checking monitors while sedating patient before surgical procedure in hospital\" data-full-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg\" data-light-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg\" data-id=\"2992\" class=\"wp-image-2992 skip-lazy\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg 2121w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-2048x1365.jpg 2048w\" sizes=\"(max-width: 2121px) 100vw, 2121px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<style>.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-_64e647-b1{overflow:hidden;}.kb-gallery-type-carousel.kb-gallery-id-_64e647-b1 .kt-blocks-carousel .kt-blocks-carousel-init:not( .splide-initialized ){margin-left:-5px;margin-right:-5px;}.kb-gallery-type-carousel.kb-gallery-id-_64e647-b1 .kt-blocks-carousel .kt-blocks-carousel-init:not( .splide-initialized ) .kb-slide-item{padding-left:5px;padding-right:5px;}.kb-gallery-id-_64e647-b1 .kadence-blocks-gallery-item .kb-gal-image-radius{border-radius:0px 0px 0px 0px;}<\/style><div class=\"kb-gallery-wrap-id-_64e647-b1 alignfull alignfull desktop-only wp-block-kadence-advancedgallery\"><div class=\"kb-gallery-ul kb-gallery-non-static kb-gallery-type-carousel kb-gallery-id-_64e647-b1 kb-gallery-caption-style-bottom-hover kb-gallery-filter-none\" data-image-filter=\"none\" data-lightbox-caption=\"true\"><div class=\"kt-blocks-carousel kt-carousel-container-dotstyle-none\"><div class=\"kt-blocks-carousel-init kb-gallery-carousel kt-carousel-arrowstyle-none kt-carousel-dotstyle-none\" data-columns-xxl=\"1\" data-columns-xl=\"1\" data-columns-md=\"1\" data-columns-sm=\"1\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"400\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-dots=\"false\" data-slider-hover-pause=\"false\" data-slider-auto=\"1\" data-slider-speed=\"7000\" data-slider-gap=\"10px\" data-slider-gap-tablet=\"10px\" data-slider-gap-mobile=\"10px\"><div class=\"kb-slide-item kb-gallery-carousel-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\" \"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land31 kb-has-image-ratio-land31\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg\" width=\"2121\" height=\"1414\" alt=\"A class of attentive medical students listen to a mature female professor&#039;s lecture.\" data-full-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg\" data-light-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg\" data-id=\"2989\" class=\"wp-image-2989 skip-lazy\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture.jpg 2121w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-lecture-2048x1365.jpg 2048w\" sizes=\"(max-width: 2121px) 100vw, 2121px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-carousel-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\" \"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land31 kb-has-image-ratio-land31\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg\" width=\"2370\" height=\"1265\" alt=\"Doctor and residents examining patient in hospital room\" data-full-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg\" data-light-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg\" data-id=\"2987\" class=\"wp-image-2987 skip-lazy\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students.jpg 2370w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-300x160.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-1024x547.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-768x410.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-1536x820.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-students-2048x1093.jpg 2048w\" sizes=\"(max-width: 2370px) 100vw, 2370px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><div class=\"kb-slide-item kb-gallery-carousel-item\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\" \"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land31 kb-has-image-ratio-land31\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg\" width=\"2121\" height=\"1414\" alt=\"Anesthetist Working In Operating Theatre Wearing Protecive Gear checking monitors while sedating patient before surgical procedure in hospital\" data-full-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg\" data-light-image=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg\" data-id=\"2992\" class=\"wp-image-2992 skip-lazy\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor.jpg 2121w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-doctor-2048x1365.jpg 2048w\" sizes=\"(max-width: 2121px) 100vw, 2121px\" \/><\/div><\/div><\/figure><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_1b9213-d9{margin-top:-20px;}.kb-row-layout-id_1b9213-d9 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_1b9213-d9 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_1b9213-d9 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:66px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_1b9213-d9{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2321.png');background-size:auto;background-position:center center;background-attachment:scroll;background-repeat:repeat-x;}.kb-row-layout-id_1b9213-d9 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_1b9213-d9 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_1b9213-d9 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_1b9213-d9 alignfull kt-row-has-bg negative-index wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_bf9f6c-a0 > .kt-inside-inner-col,.kadence-column_bf9f6c-a0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_bf9f6c-a0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bf9f6c-a0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bf9f6c-a0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_bf9f6c-a0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_bf9f6c-a0{position:relative;}@media all and (max-width: 1024px){.kadence-column_bf9f6c-a0 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bf9f6c-a0 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_bf9f6c-a0\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_99c686-ae{margin-bottom:75px;}.kb-row-layout-id_99c686-ae > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_99c686-ae > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_99c686-ae > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:75px;padding-right:0px;padding-bottom:75px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_99c686-ae > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_99c686-ae > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_99c686-ae > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_99c686-ae alignfull wp-block-kadence-rowlayout\" id=\"students\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_2c1052-da > .kt-inside-inner-col,.kadence-column_2c1052-da > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_2c1052-da > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_2c1052-da > .kt-inside-inner-col{flex-direction:column;}.kadence-column_2c1052-da > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_2c1052-da > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_2c1052-da{position:relative;}@media all and (max-width: 1024px){.kadence-column_2c1052-da > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_2c1052-da > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_2c1052-da\" id=\"DisabilityInsurance\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_f56c23-4d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f56c23-4d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f56c23-4d > .kt-row-column-wrap{column-gap:100px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:163px;padding-bottom:0px;padding-left:163px;grid-template-columns:minmax(0, calc(35% - ((100px * 1 )\/2))) minmax(0, calc(65% - ((100px * 1 )\/2)));}.kb-row-layout-id_f56c23-4d > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_f56c23-4d > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_f56c23-4d > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f56c23-4d alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-right-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_bed791-e7, .kt-inside-inner-col > .kadence-column_bed791-e7:not(.specificity){margin-top:20px;}.kadence-column_bed791-e7 > .kt-inside-inner-col,.kadence-column_bed791-e7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_bed791-e7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bed791-e7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bed791-e7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_bed791-e7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_bed791-e7{position:relative;}@media all and (max-width: 1024px){.kadence-column_bed791-e7 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bed791-e7 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_bed791-e7\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color\" id=\"AboutUsHeader2\" style=\"font-size:40px\">Disability Insurance for Medical Students \/ Residents \/ Fellows<\/h2>\n\n\n\n<p class=\"kandin-med has-kb-palette-12-color has-text-color has-medium-font-size\"><strong>We take the time to address all your questions and advise you based on what\u2019s in YOUR best interest.&nbsp;<\/strong><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column_9a54fb-05 > .kt-inside-inner-col,.kadence-column_9a54fb-05 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_9a54fb-05 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_9a54fb-05 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_9a54fb-05 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_9a54fb-05 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_9a54fb-05{position:relative;}@media all and (max-width: 1024px){.kadence-column_9a54fb-05 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_9a54fb-05 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_9a54fb-05\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color has-medium-font-size\"><strong>RBC Medical Students Offering (MSO) \u2014 Uniquely Designed<\/strong><\/h3>\n\n\n\n<p>In the event that you become disabled and suffer a drop in your earned income, disability insurance will help reduce your income loss and protect your livelihood. Disability is the first and most important insurance any physician-in-training should purchase.&nbsp; It forms the foundation of a larger plan that we design for practicing physicians.<\/p>\n\n\n\n<p>Since 1986, R&amp;D has been advising and educating Medical Students, Residents and Fellows across Canada on the topic of insurance.&nbsp;We are one of the very few insurance brokers in Canada who regularly consult with RBC Insurance on their medical student offer (MSO) &#8211; Canada\u2019s most popular and uniquely designed individual disability insurance program for medical students, residents and fellows.<\/p>\n\n\n\n<h3 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color has-medium-font-size\"><strong>Some of the MSO features include:<\/strong><\/h3>\n\n\n\n<ul class=\"roboto-reg has-kb-palette-12-color has-text-color\">\n<li>There is no Individual Disability Insurance offering like it anywhere in Canada<\/li>\n\n\n\n<li>You need not have to satisfy any blood or urine tests to qualify for the coverage<\/li>\n\n\n\n<li>Only 3 basic medical questions need to be answered<\/li>\n\n\n\n<li>Pricing and contract wording fully guaranteed.<\/li>\n\n\n\n<li>Portable world wide with no limitations<\/li>\n\n\n\n<li>A starting monthly benefit of as little as $500 can be expanded to $25,000 over your career.<\/li>\n\n\n\n<li>25% guaranteed discount throughout your career<\/li>\n<\/ul>\n\n\n\n<p>If being advised by the most well informed is important to you, then let R&amp;D provide you with calm amid all the noise.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_de1c82-50{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_de1c82-50 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_de1c82-50 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_de1c82-50 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_de1c82-50 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_de1c82-50 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_de1c82-50 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_de1c82-50 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_de1c82-50 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns_de1c82-50\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn_32ddbe-12.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn_32ddbe-12.kb-button{color:#10312b;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn_32ddbe-12.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}@media all and (max-width: 1024px){.kb-btn_32ddbe-12.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn_32ddbe-12.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}<\/style><a class=\"kb-button kt-button button kb-btn_32ddbe-12 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/contact-us\/\"><span class=\"kt-btn-inner-text\">Connect<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_fac5cd-08{margin-top:-80px;margin-bottom:-20px;}.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:66px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_fac5cd-08{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2321.png');background-size:auto;background-position:50% 0%;background-attachment:scroll;background-repeat:repeat-x;}.kb-row-layout-id_fac5cd-08 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_fac5cd-08 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_fac5cd-08 alignfull kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_92e2a2-b3 > .kt-inside-inner-col,.kadence-column_92e2a2-b3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_92e2a2-b3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_92e2a2-b3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_92e2a2-b3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_92e2a2-b3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_92e2a2-b3{position:relative;}@media all and (max-width: 1024px){.kadence-column_92e2a2-b3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_92e2a2-b3 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_92e2a2-b3\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:120px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_e2a827-cf{border-top:1px solid #10312b;}.kb-row-layout-id_e2a827-cf{background-color:#e5f3e9;}.kb-row-layout-id_e2a827-cf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id_e2a827-cf{border-top:1px solid #10312b;}}@media all and (max-width: 767px){.kb-row-layout-id_e2a827-cf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_e2a827-cf{border-top:1px solid #10312b;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_e2a827-cf alignfull kt-row-has-bg wp-block-kadence-rowlayout\" id=\"healthcare-anchor\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_9719bf-ae > .kt-inside-inner-col,.kadence-column_9719bf-ae > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_9719bf-ae > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_9719bf-ae > .kt-inside-inner-col{flex-direction:column;}.kadence-column_9719bf-ae > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_9719bf-ae > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_9719bf-ae{position:relative;}@media all and (max-width: 1024px){.kadence-column_9719bf-ae > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_9719bf-ae > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_9719bf-ae\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:97px;padding-bottom:0px;padding-left:104px;grid-template-columns:repeat(3, minmax(0, 1fr));}.kb-row-layout-id_c8c350-cc > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_c8c350-cc > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_c8c350-cc alignnone green-3  wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_8f26bf-30 > .kt-inside-inner-col{padding-top:15%;padding-right:15%;padding-left:15%;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{border-left:1px solid #10312b;}.kadence-column_8f26bf-30 > .kt-inside-inner-col,.kadence-column_8f26bf-30 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_8f26bf-30 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_8f26bf-30 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{background-image:linear-gradient(140deg,rgb(170,214,182) 0%,rgba(20,39,109,0) 16%);}.kadence-column_8f26bf-30 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_8f26bf-30{position:relative;}@media all and (max-width: 1024px){.kadence-column_8f26bf-30 > .kt-inside-inner-col{border-left:1px solid #10312b;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_8f26bf-30, .kt-inside-inner-col > .kadence-column_8f26bf-30:not(.specificity){margin-top:50px;}.kadence-column_8f26bf-30 > .kt-inside-inner-col{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;border-top:1px solid #103131;border-right:0px solid transparent;border-left:1px solid #103131;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_8f26bf-30 no-background-image service-section\" id=\"healthcare-students\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_1829ad-38{margin-bottom:25px;}.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_1829ad-38{background-image:linear-gradient(90deg,rgb(170,214,182) 0%,rgba(255,255,255,0) 51%);}.kb-row-layout-id_1829ad-38 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_1829ad-38 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_1829ad-38 alignnone kt-row-has-bg prof-green-mobile wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_3890a0-13 > .kt-inside-inner-col,.kadence-column_3890a0-13 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_3890a0-13 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_3890a0-13 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_3890a0-13 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_3890a0-13 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_3890a0-13{position:relative;}@media all and (max-width: 1024px){.kadence-column_3890a0-13 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_3890a0-13 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_3890a0-13\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/gettyimages-1168369682-170667a-1.png\" alt=\"Doctor Smiling\" class=\"wp-image-741\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:24px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_a2a758-92 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_a2a758-92 > .kt-row-column-wrap{padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_a2a758-92 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_c4d96f-74 > .kt-inside-inner-col,.kadence-column_c4d96f-74 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_c4d96f-74 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_c4d96f-74 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_c4d96f-74 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_c4d96f-74 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_c4d96f-74{position:relative;}@media all and (max-width: 1024px){.kadence-column_c4d96f-74 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_c4d96f-74 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_c4d96f-74\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med header_lineheight has-kb-palette-12-color has-text-color\" id=\"OurTeamHeader3\" style=\"font-size:30px\">Students, <br>Residents, <br>and Fellows<\/h2>\n\n\n<style>.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_bec53d-37 > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_bec53d-37{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_bec53d-37{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_bec53d-37 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_bec53d-37 alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_50921a-a8 > .kt-inside-inner-col,.kadence-column_50921a-a8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_50921a-a8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_50921a-a8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_50921a-a8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_50921a-a8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_50921a-a8{position:relative;}@media all and (max-width: 1024px){.kadence-column_50921a-a8 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_50921a-a8 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_50921a-a8\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_a88cc7-ae > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_a88cc7-ae > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_a88cc7-ae > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_a88cc7-ae > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_a88cc7-ae > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_a88cc7-ae > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_a88cc7-ae alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_bcfd53-a8 > .kt-inside-inner-col,.kadence-column_bcfd53-a8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_bcfd53-a8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bcfd53-a8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bcfd53-a8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_bcfd53-a8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_bcfd53-a8{position:relative;}@media all and (max-width: 1024px){.kadence-column_bcfd53-a8 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bcfd53-a8 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_bcfd53-a8\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-kb-palette-12-color has-text-color\">Insurance can be opaque at the best of times &#8211; especially if you have had no prior exposure to it. Don\u2019t worry, R&amp;D has you covered. We will explain everything, including the minutiae (the \u201cfine print\u201d), and answer all your questions leading you to the insurance decision that serves your best interest.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">Disability insurance is foundational to any insurance plan. In the event you become disabled and suffer a drop in your earned income, disability insurance will help reduce your income loss and protect your livelihood.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">We are diligent about being current with all Individual and Association\/Group Insurance offerings that have been designed specifically for physicians.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">R&amp;D has been insuring students since 1986.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading roboto-med has-kb-palette-12-color has-text-color has-medium-font-size\">Products\/Services<\/h3>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li><a href=\"#students\" data-type=\"internal\" data-id=\"#students\">Medical Students Disability Insurance Offering &#8211; MSO<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#critical\">Critical Illness Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#life\">Life Insurance<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column_412967-80 > .kt-inside-inner-col{padding-top:15%;padding-right:15%;padding-left:15%;}.kadence-column_412967-80 > .kt-inside-inner-col{border-left:1px solid #10312b;}.kadence-column_412967-80 > .kt-inside-inner-col,.kadence-column_412967-80 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_412967-80 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_412967-80 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_412967-80 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_412967-80 > .kt-inside-inner-col{background-image:linear-gradient(140deg,rgb(170,214,182) 0%,rgba(20,39,109,0) 18%);}.kadence-column_412967-80 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_412967-80{position:relative;}@media all and (max-width: 1024px){.kadence-column_412967-80 > .kt-inside-inner-col{border-left:1px solid #10312b;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_412967-80 > .kt-inside-inner-col{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;border-top:1px solid #103131;border-left:1px solid #103131;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_412967-80 service-section\" id=\"healthcare-practice\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_44cd63-cf{margin-bottom:25px;}.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_44cd63-cf{background-image:linear-gradient(90deg,rgb(170,214,182) 0%,rgba(255,255,255,0) 51%);}.kb-row-layout-id_44cd63-cf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_44cd63-cf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_44cd63-cf alignnone kt-row-has-bg prof-green-mobile wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_93b975-20 > .kt-inside-inner-col,.kadence-column_93b975-20 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_93b975-20 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_93b975-20 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_93b975-20 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_93b975-20 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_93b975-20{position:relative;}@media all and (max-width: 1024px){.kadence-column_93b975-20 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_93b975-20 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_93b975-20\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/gettyimages-1126789804-170667a-1.png\" alt=\"Doctor Smiling\" class=\"wp-image-739\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f97236-02 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f97236-02 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_f97236-02 > .kt-row-column-wrap{padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f97236-02 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_bf2ab4-f7 > .kt-inside-inner-col,.kadence-column_bf2ab4-f7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_bf2ab4-f7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_bf2ab4-f7{position:relative;}@media all and (max-width: 1024px){.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_bf2ab4-f7 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_bf2ab4-f7\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color\" style=\"font-size:30px\">In Practice<\/h2>\n\n\n<style>.kb-row-layout-id_e8b9e9-85 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_e8b9e9-85 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_e8b9e9-85 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_e8b9e9-85 > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_e8b9e9-85{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_e8b9e9-85 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_e8b9e9-85{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_e8b9e9-85 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_e8b9e9-85 alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_983bc1-90 > .kt-inside-inner-col,.kadence-column_983bc1-90 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_983bc1-90 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_983bc1-90 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_983bc1-90 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_983bc1-90 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_983bc1-90{position:relative;}@media all and (max-width: 1024px){.kadence-column_983bc1-90 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_983bc1-90 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_983bc1-90\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_7823ec-ec > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_7823ec-ec > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_7823ec-ec > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_7823ec-ec > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_7823ec-ec > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_7823ec-ec > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_7823ec-ec alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_fef275-08 > .kt-inside-inner-col,.kadence-column_fef275-08 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_fef275-08 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_fef275-08 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_fef275-08 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_fef275-08 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_fef275-08{position:relative;}@media all and (max-width: 1024px){.kadence-column_fef275-08 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_fef275-08 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_fef275-08\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-kb-palette-12-color has-text-color\">We have learned over the decades that no two practices or practitioners are identical.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">Incomes vary, the way you practice varies, your duties differ from other practitioners, your needs are unique. Both your professional and personal lives change at different paces than other practitioners.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">What does this mean? You need a specialist who does this work every hour of every day who can appreciate the implications of these practice differences. You need someone who can identify the little things in your life that can make all the difference in protecting your livelihood.<\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">That\u2019s what R&amp;D will bring to your life.<\/p>\n\n\n\n<h3 class=\"wp-block-heading roboto-med has-kb-palette-12-color has-text-color has-medium-font-size\">Products\/Services<\/h3>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#disability\">Disability Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#critical-practice\">Critical Illness Insurance&nbsp;<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#life-practice\">Life Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#office-practice\">Office Overhead Insurance<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column_3658df-5c > .kt-inside-inner-col{padding-top:15%;padding-right:15%;padding-left:15%;}.kadence-column_3658df-5c > .kt-inside-inner-col{border-left:1px solid #10312b;}.kadence-column_3658df-5c > .kt-inside-inner-col,.kadence-column_3658df-5c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_3658df-5c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_3658df-5c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_3658df-5c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_3658df-5c > .kt-inside-inner-col{background-image:linear-gradient(140deg,rgb(170,214,182) 0%,rgba(20,39,109,0) 16%);}.kadence-column_3658df-5c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_3658df-5c{position:relative;}@media all and (max-width: 1024px){.kadence-column_3658df-5c > .kt-inside-inner-col{border-left:1px solid #10312b;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_3658df-5c > .kt-inside-inner-col{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;border-top:1px solid #103131;border-left:1px solid #103131;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_3658df-5c prof-green service-section\" id=\"healthcare-estate\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_3f7260-de{margin-bottom:25px;}.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_3f7260-de > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_3f7260-de{background-image:linear-gradient(90deg,rgb(170,214,182) 0%,rgba(255,255,255,0) 51%);}.kb-row-layout-id_3f7260-de > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_3f7260-de > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_3f7260-de alignnone kt-row-has-bg prof-green-mobile wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_96a36b-c0 > .kt-inside-inner-col,.kadence-column_96a36b-c0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_96a36b-c0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_96a36b-c0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_96a36b-c0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_96a36b-c0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_96a36b-c0{position:relative;}@media all and (max-width: 1024px){.kadence-column_96a36b-c0 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_96a36b-c0 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_96a36b-c0\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/gettyimages-457984213-170667a-2-1.png\" alt=\"Business Owners In a Meeting\" class=\"wp-image-740\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_d20b17-bb > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_d20b17-bb > .kt-row-column-wrap{padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_d20b17-bb alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_4edb2f-17 > .kt-inside-inner-col,.kadence-column_4edb2f-17 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_4edb2f-17 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_4edb2f-17 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_4edb2f-17 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_4edb2f-17 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_4edb2f-17{position:relative;}@media all and (max-width: 1024px){.kadence-column_4edb2f-17 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_4edb2f-17 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_4edb2f-17\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading kandin-med has-kb-palette-12-color has-text-color\" id=\"OurTeamHeader3\" style=\"font-size:30px\">Estate Planning &amp; Wealth Preservation<\/h2>\n\n\n\n<p class=\"roboto-reg has-kb-palette-12-color has-text-color\" style=\"font-size:0px\">R&amp;D offers estate planning solutions that can be used for creating and growing your life\u2019s work by way of enhancing your estate value, and to offset estate taxes when they ultimately become due.<\/p>\n\n\n<style>.kb-row-layout-id_1ab034-c8 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_1ab034-c8 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_1ab034-c8 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_1ab034-c8 > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_1ab034-c8{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_1ab034-c8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_1ab034-c8{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_1ab034-c8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_1ab034-c8 alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_61cf33-1b > .kt-inside-inner-col,.kadence-column_61cf33-1b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_61cf33-1b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_61cf33-1b > .kt-inside-inner-col{flex-direction:column;}.kadence-column_61cf33-1b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_61cf33-1b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_61cf33-1b{position:relative;}@media all and (max-width: 1024px){.kadence-column_61cf33-1b > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_61cf33-1b > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_61cf33-1b\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_034e48-bb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_034e48-bb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_034e48-bb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_034e48-bb > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_034e48-bb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_034e48-bb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_034e48-bb alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_936634-f4 > .kt-inside-inner-col,.kadence-column_936634-f4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_936634-f4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_936634-f4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_936634-f4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_936634-f4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_936634-f4{position:relative;}@media all and (max-width: 1024px){.kadence-column_936634-f4 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_936634-f4 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_936634-f4\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-kb-palette-12-color has-text-color\">R&amp;D offers estate planning solutions that can be used for creating and growing your life\u2019s work by way of enhancing your estate value, and to offset estate taxes when they ultimately become due.<br><\/p>\n\n\n\n<p class=\"has-kb-palette-12-color has-text-color\">At R&amp;D, our aim is to work closely with your trusted advisors using insurance tools to provide financial protection, liquidity, and tax advantages for your estate and its beneficiaries.<\/p>\n\n\n\n<h3 class=\"wp-block-heading roboto-med has-kb-palette-12-color has-text-color has-medium-font-size\">Products\/Services<\/h3>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li><a href=\"https:\/\/rdinsurance.ca\/products-services\/#sheltered\">Tax sheltered Permanent Life Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/health-care-professionals\/#succession\">Estate and Wealth Creation<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/rdinsurance.ca\/health-care-professionals\/#estate\">Tax Planning for your Estate<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_24c161-63 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_24c161-63 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_24c161-63 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_24c161-63 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_85cbd4-8f > .kt-inside-inner-col,.kadence-column_85cbd4-8f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_85cbd4-8f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_85cbd4-8f > .kt-inside-inner-col{flex-direction:column;}.kadence-column_85cbd4-8f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_85cbd4-8f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_85cbd4-8f{position:relative;}@media all and (max-width: 1024px){.kadence-column_85cbd4-8f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_85cbd4-8f > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_85cbd4-8f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedbtn.kb-btns_e62187-c9{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_e62187-c9 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_e62187-c9 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_e62187-c9 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns_e62187-c9\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{color:#10312b;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}@media all and (max-width: 1024px){.kb-btn_35a0a6-0f.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn_35a0a6-0f.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}<\/style><a class=\"kb-button kt-button button kb-btn_35a0a6-0f kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/contact-us\/\"><span class=\"kt-btn-inner-text\">Connect<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_572e61-9e{margin-top:-80px;margin-bottom:-20px;}.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_572e61-9e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:66px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_572e61-9e{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2321.png');background-size:auto;background-position:center center;background-attachment:scroll;background-repeat:repeat-x;}.kb-row-layout-id_572e61-9e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_572e61-9e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_572e61-9e alignfull kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_f328f5-3c > .kt-inside-inner-col,.kadence-column_f328f5-3c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_f328f5-3c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_f328f5-3c > .kt-inside-inner-col{flex-direction:column;}.kadence-column_f328f5-3c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_f328f5-3c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_f328f5-3c{position:relative;}@media all and (max-width: 1024px){.kadence-column_f328f5-3c > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_f328f5-3c > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_f328f5-3c\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:24px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3398_b28916-af > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3398_b28916-af > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3398_b28916-af alignfull has-kb-palette-1-background-color kt-row-has-bg our-approach-testimonial wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3398_133f70-bb > .kt-inside-inner-col,.kadence-column3398_133f70-bb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3398_133f70-bb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3398_133f70-bb > .kt-inside-inner-col{flex-direction:column;}.kadence-column3398_133f70-bb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3398_133f70-bb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3398_133f70-bb{position:relative;}@media all and (max-width: 1024px){.kadence-column3398_133f70-bb > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3398_133f70-bb > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3398_133f70-bb\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:100px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3398_0bceba-26 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3398_0bceba-26 > .kt-row-column-wrap{padding-right:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3398_0bceba-26 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{padding-right:50px;padding-left:50px;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col,.kadence-column3398_b81bcc-cc > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{flex-direction:column;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3398_b81bcc-cc > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3398_b81bcc-cc{position:relative;}@media all and (max-width: 1024px){.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column3398_b81bcc-cc > .kt-inside-inner-col{padding-right:30px;padding-left:30px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3398_b81bcc-cc our-approach-testimonial-inner\"><div class=\"kt-inside-inner-col\">\n<p class=\"kandin-med testimonial-header has-kb-palette-2-color has-text-color\" style=\"font-size:50px\">Testimonials<\/p>\n\n\n\r\n        <div class=\"wp-block-getwid-post-carousel custom-post-type-testimonials has-arrows-none has-dots-inside\">\r\n            <div data-slider-option=\"{&quot;sliderSlidesToShowDesktop&quot;:&quot;1&quot;,&quot;getwid_slidesToShowLaptop&quot;:&quot;1&quot;,&quot;getwid_slidesToShowTablet&quot;:&quot;1&quot;,&quot;getwid_slidesToShowMobile&quot;:&quot;1&quot;,&quot;getwid_autoplay_speed&quot;:6000,&quot;getwid_animation_speed&quot;:800,&quot;getwid_slidesToScroll&quot;:&quot;1&quot;,&quot;getwid_autoplay&quot;:true,&quot;getwid_infinite&quot;:true,&quot;getwid_center_mode&quot;:false,&quot;getwid_arrows&quot;:&quot;none&quot;,&quot;getwid_dots&quot;:&quot;inside&quot;}\" class=\"wp-block-getwid-post-carousel__wrapper\">\r\n                \t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>My experience in dealing with R&amp;D Insurance has been characterized by unwavering and unquestionable RESPECT.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Marcus Blouw<\/h3> <span class=\"profession_company\">Pulmonary and Critical Care Medicine<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>Working with Michael and David through R&amp;D has made choosing an appropriate insurance for my personal situation very easy and I&#8217;ve learned a lot through the process \u2026I&#8217;m extremely happy that I was connected to R&amp;D and will continue to use their expertise throughout my career.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Alisha Beaudoin<\/h3> <span class=\"profession_company\">Radiology resident &#8211; University of Manitoba<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>David is a people person and is very interested in getting to know his clients so that he can advise them on the products and services that are best for them.\u00a0<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Rizwan Manji<\/h3> <span class=\"profession_company\">MD PhD FRCSC MBA, Max Rady College of Medicine, Dept of Surgery, Asper Clinical Research Institute, Associate Professor<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>My experience with R&amp;D Insurance has been unequivocally positive. This is a business with lived values of care, compassion, expertise and advocacy.&nbsp;\u201cGoing above and beyond\u201d is an apt descriptor of David and his team\u2026and they do it with sincerity and genuineness.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Calvin Bergen<\/h3> <span class=\"profession_company\">Urgent Care Medicine<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>If you, like me, need to be sure that the person looking after your insurance needs is going to be the absolute best at it, then you need not look further than David and his team! &nbsp;<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Julian Regehr<\/h3> <span class=\"profession_company\">Emergency Medicine, Pre-Hospital and Transport Medicine<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>David and his team always go above and beyond. They provide services with a level of care, efficiency and thoroughness that exceeds anything else I\u2019ve experienced. I\u2019m so grateful to David for his years of knowledge and support.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Catherine Carter<\/h3> <span class=\"profession_company\">BSc, DC, Founder\/Partner &#8211; Norfolk Chiropractic <\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>I got the sense that I was in the hands of a pro who had my welfare at heart and who REALLY knew the life circumstances of medical professionals.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Kelly S MacDonald<\/h3> <span class=\"profession_company\"> MD FRCPC, Professor of Medicine, Infectious Diseases Specialist &#8211; University of Manitoba<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>I can\u2019t say enough wonderful things about Jona\u2026Jona is highly personable, motivating, and skilled at creating a comfortable environment for her clients. \u00a0She keeps her programs challenging, but fun and innovative\u2026Every workout with Jona is the best investment in me! I am so grateful to Jona and the R&amp;D team for this client benefit.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. Lesley Ritchie<\/h3> <span class=\"profession_company\">C. Psych, ABPP-CN, Clinical &#038; Sports Neuropsychology<\/span>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wp-block-getwid-post-carousel__slide\">\r\n\t\t\t\t\t\t\t\t\t\t\n\t<div class=\"wp-block-getwid-post-carousel__post-wrapper accordion_container\">\n\t\t\n\t\t<div class=\"accordion_head\">\n\t\t\t\n\t\t\t<div class=\"accordion_inner_header\">\n\t\t\t\t\n\t\t\t\t<div class=\"accordion_title_block\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t<div class=\"kt-testimonial-content\"> \n<p>David was an utterly dependable and indispensable advisor and advocate as I made my way through the LTD claims process.&nbsp; His team have provided exemplary service since the very start.<\/p>\n <\/div>\n\t\t<div class=\"testimonial-title\">\n\t\t\t<h3 class=\"kt-testimonial-name\">-Dr. E<\/h3>\t\t<\/div>\t\n\t\t\n\t\t\n\t\t\n\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t            <\/div>\r\n        <\/div>\r\n        \n\n<style>.wp-block-kadence-advancedbtn.kb-btns3398_81f742-87{padding-top:50px;padding-right:0px;padding-bottom:0px;padding-left:100px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:flex-start;align-items:center;}.kt-btns3398_81f742-87 .kt-button{font-weight:normal;font-style:normal;}.kt-btns3398_81f742-87 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3398_81f742-87 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns3398_81f742-87\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{color:#ffffff;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #ffffff;border-right:0px solid #ffffff;border-bottom:0px solid #ffffff;border-left:0px solid #ffffff;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{border-top:0px solid #ffffff;border-right:0px solid #ffffff;border-bottom:0px solid #ffffff;border-left:0px solid #ffffff;}}@media all and (max-width: 1024px){.kb-btn3398_3bf667-6d.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn3398_3bf667-6d.kb-button{border-top:0px solid #ffffff;border-right:0px solid #ffffff;border-bottom:0px solid #ffffff;border-left:0px solid #ffffff;}}<\/style><a class=\"kb-button kt-button button kb-btn3398_3bf667-6d kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/all_testimonials\/\"><span class=\"kt-btn-inner-text\">Read More<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id_5ece38-d3{margin-top:-20px;}.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:66px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_5ece38-d3{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Group-2321.png');background-size:auto;background-position:center center;background-attachment:scroll;background-repeat:repeat-x;}.kb-row-layout-id_5ece38-d3 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_5ece38-d3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_5ece38-d3 alignfull kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_c6cd97-b2 > .kt-inside-inner-col,.kadence-column_c6cd97-b2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_c6cd97-b2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_c6cd97-b2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_c6cd97-b2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_c6cd97-b2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_c6cd97-b2{position:relative;}@media all and (max-width: 1024px){.kadence-column_c6cd97-b2 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_c6cd97-b2 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_c6cd97-b2\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:100px;padding-right:163px;padding-bottom:24px;padding-left:163px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_0b364f-a5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_0b364f-a5 > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_0b364f-a5 alignfull business-mobile-test wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_df4499-52 > .kt-inside-inner-col,.kadence-column_df4499-52 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_df4499-52 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_df4499-52 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_df4499-52 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_df4499-52 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_df4499-52{position:relative;}@media all and (max-width: 1024px){.kadence-column_df4499-52 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_df4499-52 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_df4499-52\" id=\"estate\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_56771a-25 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{column-gap:60px;row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:0px;padding-bottom:24px;padding-left:0px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_56771a-25 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_56771a-25 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_56771a-25 alignwide wp-block-kadence-rowlayout\" id=\"succession\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_e2dc95-3f > .kt-inside-inner-col,.kadence-column_e2dc95-3f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_e2dc95-3f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_e2dc95-3f > .kt-inside-inner-col{flex-direction:column;}.kadence-column_e2dc95-3f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_e2dc95-3f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_e2dc95-3f{position:relative;}@media all and (max-width: 1024px){.kadence-column_e2dc95-3f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_e2dc95-3f > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_e2dc95-3f\" id=\"bus-succession\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large width100\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-1024x683.jpg\" alt=\"Business people talking in meeting\" class=\"wp-image-3000\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/Rd-meeting2-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader2\" style=\"font-size:40px\">Succession Planning Sets the Table for Future Generations<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Business succession planning is a complex process that involves financial, strategic, legal, and tax considerations.&nbsp; Insurance solutions can play a crucial role in supporting succession planning efforts by mitigating financial risks and ensuring a smooth transition.<\/p>\n\n\n<style>.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_95b32e-5d > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_95b32e-5d{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_95b32e-5d{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_95b32e-5d > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_95b32e-5d alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_0687ba-08 > .kt-inside-inner-col,.kadence-column_0687ba-08 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_0687ba-08 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_0687ba-08 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_0687ba-08 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_0687ba-08 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_0687ba-08{position:relative;}@media all and (max-width: 1024px){.kadence-column_0687ba-08 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_0687ba-08 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_0687ba-08\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_2baf12-bf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_2baf12-bf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_2baf12-bf alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_21970c-ac > .kt-inside-inner-col,.kadence-column_21970c-ac > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_21970c-ac > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_21970c-ac > .kt-inside-inner-col{flex-direction:column;}.kadence-column_21970c-ac > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_21970c-ac > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_21970c-ac{position:relative;}@media all and (max-width: 1024px){.kadence-column_21970c-ac > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_21970c-ac > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_21970c-ac\"><div class=\"kt-inside-inner-col\">\n<p>Insurance solutions are typically used in business succession planning to help:<\/p>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li>Transfer wealth and assets to the next generation<\/li>\n\n\n\n<li>Provide liquidity to pay estate taxes<\/li>\n\n\n\n<li>Prevent the need for selling off business assets<\/li>\n\n\n\n<li>Avoid taking on debt to settle estate-related costs\/obligations<\/li>\n\n\n\n<li>Fund buy-sell agreements<\/li>\n\n\n\n<li>Fund the death and incapacity of a key person\/executive<\/li>\n<\/ul>\n\n\n\n<p>R&amp;D has long-standing relationships with some of Canada\u2019s top tiered tax, legal, and estate planning professionals. Together, we can help optimize your plans for your succession.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column_2dcee5-64 > .kt-inside-inner-col,.kadence-column_2dcee5-64 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_2dcee5-64 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_2dcee5-64 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_2dcee5-64 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_2dcee5-64 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_2dcee5-64{position:relative;}@media all and (max-width: 1024px){.kadence-column_2dcee5-64 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_2dcee5-64 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_2dcee5-64\" id=\"bus-estate\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large width100\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-1024x683.jpg\" alt=\"Photo of Income Form\" class=\"wp-image-2997\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-1024x683.jpg 1024w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-300x200.jpg 300w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-768x512.jpg 768w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-1536x1024.jpg 1536w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/RD-paper-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading kandin-med\" id=\"AboutUsHeader2\" style=\"font-size:40px\">Tax\/Estate Planning Handled With Care<\/h2>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Insurance can play a significant role in estate planning by providing financial protection, liquidity, and tax advantages.<\/p>\n\n\n<style>.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f01041-ef > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f01041-ef > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id_f01041-ef{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id_f01041-ef{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id_f01041-ef > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f01041-ef alignnone kb-v-lg-hidden kb-v-md-hidden expand-button wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_4a7a60-b6 > .kt-inside-inner-col,.kadence-column_4a7a60-b6 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_4a7a60-b6 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_4a7a60-b6 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_4a7a60-b6 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_4a7a60-b6 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_4a7a60-b6{position:relative;}@media all and (max-width: 1024px){.kadence-column_4a7a60-b6 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_4a7a60-b6 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_4a7a60-b6\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-text-color has-background wp-element-button\" style=\"background-color:#ffffff00\">Learn More<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_ce30e8-35 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_ce30e8-35 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_ce30e8-35 alignnone expand-text wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_a3cf3a-94 > .kt-inside-inner-col,.kadence-column_a3cf3a-94 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_a3cf3a-94 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_a3cf3a-94 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_a3cf3a-94 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_a3cf3a-94 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_a3cf3a-94{position:relative;}@media all and (max-width: 1024px){.kadence-column_a3cf3a-94 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_a3cf3a-94 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_a3cf3a-94\"><div class=\"kt-inside-inner-col\">\n<p>Insurance solutions are often used in estate planning to:<\/p>\n\n\n\n<ul class=\"has-kb-palette-12-color has-text-color\">\n<li>Replace lost income on the death of a family\u2019s income earner<\/li>\n\n\n\n<li>Shelter redundant investment capital from accrual taxation<\/li>\n\n\n\n<li>Offset capital gains taxes due on death for investment and business assets that have appreciated in value over one\u2019s lifetime<\/li>\n\n\n\n<li>Create a cascading strategy by accumulating wealth on a tax-sheltered basis that can be transferred tax-free to children and\/or grandchildren<\/li>\n\n\n\n<li>Create a sizeable tax deduction by endowing registered charities with Life Insurance<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:50px;padding-bottom:75px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f80ff5-d6{border-bottom:1px solid #10312b;}.kb-row-layout-id_f80ff5-d6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id_f80ff5-d6{border-bottom:1px solid #10312b;}}@media all and (max-width: 767px){.kb-row-layout-id_f80ff5-d6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_f80ff5-d6{border-bottom:1px solid #10312b;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f80ff5-d6 alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_1d9a70-11 > .kt-inside-inner-col,.kadence-column_1d9a70-11 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_1d9a70-11 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_1d9a70-11 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_1d9a70-11 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_1d9a70-11 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_1d9a70-11{position:relative;}@media all and (max-width: 1024px){.kadence-column_1d9a70-11 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_1d9a70-11 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_1d9a70-11\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedbtn.kb-btns_857183-75{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_857183-75 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_857183-75 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_857183-75 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns_857183-75\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{color:#10312b;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}@media all and (max-width: 1024px){.kb-btn_61b2d5-74.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn_61b2d5-74.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}<\/style><a class=\"kb-button kt-button button kb-btn_61b2d5-74 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/contact-us\/\"><span class=\"kt-btn-inner-text\">Contact Us<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-right:163px;padding-bottom:24px;padding-left:163px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_6175a2-dd > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_6175a2-dd > .kt-row-column-wrap{padding-right:30px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_6175a2-dd alignwide wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_e335a8-bb > .kt-inside-inner-col{padding-bottom:110px;}.kadence-column_e335a8-bb > .kt-inside-inner-col,.kadence-column_e335a8-bb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_e335a8-bb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_e335a8-bb > .kt-inside-inner-col{flex-direction:column;}.kadence-column_e335a8-bb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_e335a8-bb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_e335a8-bb{position:relative;}@media all and (max-width: 1024px){.kadence-column_e335a8-bb > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_e335a8-bb > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_e335a8-bb\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading has-text-align-center plantin-reg has-large-font-size\" id=\"bestInClass\" style=\"letter-spacing:7px\">BEST-IN-CLASS INSURANCE &amp; ESTATE PLANNING PARTNERS<\/h3>\n\n\n\n<p class=\"has-text-align-center plantin-reg\">At R&amp;D we have great relationships with a variety of partners to meet your insurance needs.<\/p>\n\n\n<style>.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_f98118-02 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:24px;padding-bottom:16px;grid-template-columns:repeat(4, minmax(0, 1fr));}.kb-row-layout-id_f98118-02 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{grid-template-columns:repeat(4, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_f98118-02 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_f98118-02 alignnone mobile-double-row wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-two-grid kt-row-valign-top\">\n<style>.kadence-column_0c4daf-32 > .kt-inside-inner-col,.kadence-column_0c4daf-32 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_0c4daf-32 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_0c4daf-32 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_0c4daf-32 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_0c4daf-32 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_0c4daf-32{position:relative;}@media all and (max-width: 1024px){.kadence-column_0c4daf-32 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_0c4daf-32 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_0c4daf-32\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life@2x.png\" alt=\"RBC Logo\" class=\"wp-image-1630\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_760adc-fe > .kt-inside-inner-col,.kadence-column_760adc-fe > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_760adc-fe > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_760adc-fe > .kt-inside-inner-col{flex-direction:column;}.kadence-column_760adc-fe > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_760adc-fe > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_760adc-fe{position:relative;}@media all and (max-width: 1024px){.kadence-column_760adc-fe > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_760adc-fe > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_760adc-fe\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-1@2x.png\" alt=\"Manulife Logo\" class=\"wp-image-1623\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-1@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-1@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_257f16-23 > .kt-inside-inner-col,.kadence-column_257f16-23 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_257f16-23 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_257f16-23 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_257f16-23 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_257f16-23 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_257f16-23{position:relative;}@media all and (max-width: 1024px){.kadence-column_257f16-23 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_257f16-23 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_257f16-23\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-2@2x.png\" alt=\"CanadaLife Logo\" class=\"wp-image-1624\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-2@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-2@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_d86194-45 > .kt-inside-inner-col,.kadence-column_d86194-45 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_d86194-45 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_d86194-45 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_d86194-45 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_d86194-45 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_d86194-45{position:relative;}@media all and (max-width: 1024px){.kadence-column_d86194-45 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_d86194-45 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_d86194-45\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-3@2x.png\" alt=\"iA Logo\" class=\"wp-image-1625\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-3@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-3@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_02397f-7c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-sm, 1rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-bottom:0px;grid-template-columns:repeat(5, minmax(0, 1fr));}.kb-row-layout-id_02397f-7c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{grid-template-columns:repeat(5, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_02397f-7c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_02397f-7c alignnone mobile-double-row wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-5-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_509fbc-74 > .kt-inside-inner-col,.kadence-column_509fbc-74 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_509fbc-74 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_509fbc-74 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_509fbc-74 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_509fbc-74 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_509fbc-74{position:relative;}@media all and (max-width: 1024px){.kadence-column_509fbc-74 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_509fbc-74 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_509fbc-74\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-4@2x.png\" alt=\"BMO Logo\" class=\"wp-image-1626\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-4@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-4@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_e0d730-b3 > .kt-inside-inner-col,.kadence-column_e0d730-b3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_e0d730-b3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_e0d730-b3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_e0d730-b3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_e0d730-b3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_e0d730-b3{position:relative;}@media all and (max-width: 1024px){.kadence-column_e0d730-b3 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_e0d730-b3 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_e0d730-b3\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-5@2x.png\" alt=\"Sun Life Logo\" class=\"wp-image-1627\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-5@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-5@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_b8227d-f4 > .kt-inside-inner-col,.kadence-column_b8227d-f4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_b8227d-f4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_b8227d-f4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_b8227d-f4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_b8227d-f4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_b8227d-f4{position:relative;}@media all and (max-width: 1024px){.kadence-column_b8227d-f4 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_b8227d-f4 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_b8227d-f4\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-6@2x.png\" alt=\"Canada Protection Plan Logo\" class=\"wp-image-1628\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-6@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-6@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_182159-6f > .kt-inside-inner-col,.kadence-column_182159-6f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_182159-6f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_182159-6f > .kt-inside-inner-col{flex-direction:column;}.kadence-column_182159-6f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_182159-6f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_182159-6f{position:relative;}@media all and (max-width: 1024px){.kadence-column_182159-6f > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_182159-6f > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_182159-6f\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"372\" height=\"226\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-7@2x.png\" alt=\"Equitable Life of Canada Logo\" class=\"wp-image-1629\" srcset=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-7@2x.png 372w, https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/Equitable-Life-7@2x-300x182.png 300w\" sizes=\"(max-width: 372px) 100vw, 372px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column_1aa0e7-83 > .kt-inside-inner-col{display:flex;}.kadence-column_1aa0e7-83 > .kt-inside-inner-col,.kadence-column_1aa0e7-83 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_1aa0e7-83 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_1aa0e7-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_1aa0e7-83 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column_1aa0e7-83{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_1aa0e7-83{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column_1aa0e7-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column_1aa0e7-83 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_1aa0e7-83{position:relative;}@media all and (max-width: 1024px){.kadence-column_1aa0e7-83 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_1aa0e7-83 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_1aa0e7-83\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"269\" height=\"113\" src=\"https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/06\/logo_269x113.png\" alt=\"PPI Logo\" class=\"wp-image-2567\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:100px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id_cf0dcf-0a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id_cf0dcf-0a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_cf0dcf-0a alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_95aab5-f2 > .kt-inside-inner-col{padding-right:62px;}.kadence-column_95aab5-f2 > .kt-inside-inner-col,.kadence-column_95aab5-f2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_95aab5-f2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_95aab5-f2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_95aab5-f2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_95aab5-f2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_95aab5-f2{position:relative;}@media all and (max-width: 1024px){.kadence-column_95aab5-f2 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_95aab5-f2 > .kt-inside-inner-col{padding-right:0px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_95aab5-f2\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id_54fad2-43 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_54fad2-43 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_54fad2-43 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, calc(55% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2))) minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id_54fad2-43 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_54fad2-43 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_54fad2-43 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id_54fad2-43 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column_d89bde-12 > .kt-inside-inner-col,.kadence-column_d89bde-12 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_d89bde-12 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_d89bde-12 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_d89bde-12 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_d89bde-12 > .kt-inside-inner-col{background-image:url('https:\/\/rdinsurance.ca\/wp-content\/uploads\/2023\/05\/pexels-andrea-piacquadio-3768131.png');background-size:cover;background-position:center center;background-attachment:scroll;background-repeat:no-repeat;}.kadence-column_d89bde-12 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_d89bde-12{position:relative;}@media all and (max-width: 1024px){.kadence-column_d89bde-12 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_d89bde-12 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_d89bde-12 height100\"><div class=\"kt-inside-inner-col\">\n<div style=\"height:250px\" aria-hidden=\"true\" class=\"wp-block-spacer mobile-only\"><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column_8cdc8e-f0 > .kt-inside-inner-col{padding-top:95px;padding-right:101px;padding-bottom:90px;padding-left:101px;}.kadence-column_8cdc8e-f0 > .kt-inside-inner-col,.kadence-column_8cdc8e-f0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column_8cdc8e-f0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column_8cdc8e-f0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column_8cdc8e-f0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column_8cdc8e-f0 > .kt-inside-inner-col{background-color:rgba(222, 221, 217, 0.51);}.kadence-column_8cdc8e-f0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column_8cdc8e-f0{position:relative;}@media all and (max-width: 1024px){.kadence-column_8cdc8e-f0 > .kt-inside-inner-col{padding-right:50px;padding-left:50px;flex-direction:column;}}@media all and (max-width: 767px){.kadence-column_8cdc8e-f0 > .kt-inside-inner-col{padding-top:50px;padding-right:30px;padding-bottom:50px;padding-left:30px;flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column_8cdc8e-f0 our-services-grey-block\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading\" id=\"OurServicesHeader7\" style=\"font-size:40px\">At Claim Time &#8211; Let us be your hired muscle!<\/h2>\n\n\n\n<p>Going it alone at claim time can put you at a significant disadvantage. R&amp;D\u2019s commitment to you is that we will advocate for you at claim time, at no cost. We will make certain that you will have any and all legitimate claims paid by navigating the claims process on your behalf. If you like us at time of purchase, you\u2019re going to love us at time of claim.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_a2c410-c0{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_a2c410-c0 .kt-button{font-weight:normal;font-style:normal;}.kt-btns_a2c410-c0 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_a2c410-c0 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns_a2c410-c0\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{color:#10312b;border-top-left-radius:28px;border-top-right-radius:28px;border-bottom-right-radius:28px;border-bottom-left-radius:28px;border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;padding-top:5px;padding-right:39px;padding-bottom:4px;padding-left:39px;}@media all and (max-width: 1024px){.wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}@media all and (max-width: 1024px){.kb-btn_886d7e-a4.kb-button .kb-svg-icon-wrap{display:block;}}@media all and (max-width: 767px){.wp-block-kadence-advancedbtn .kb-btn_886d7e-a4.kb-button{border-top:0px solid #10312b;border-right:0px solid #10312b;border-bottom:0px solid #10312b;border-left:0px solid #10312b;}}<\/style><a class=\"kb-button kt-button button kb-btn_886d7e-a4 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-outline kt-btn-has-text-true kt-btn-has-svg-false double-border-button wp-block-kadence-singlebtn\" href=\"https:\/\/rdinsurance.ca\/contact-us\/\"><span class=\"kt-btn-inner-text\">Contact Us<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>OUR SERVICES HEALTH CARE PROFESSIONALS Medical, Dental, Chiropractic \u2014 and everything in between! We take the time to understand our clients &#8211; we ask the important questions to drill down to the needs that you have that are unique to you and your personal situation. 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